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3722 Hwy 182, Jay, FL 32565 Property Records

Santa Rosa County property record for 3722 Hwy 182, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,624 sqft · built 2001
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Aug 2020)
Tax Bill$1,418 (2024)
Deeds & MortgagesOct 2026 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-3N-29-0000-00303-0000

Property Details

APN / Parcel Number

Primary APN08-3N-29-0000-00303-0000
Alternative APN
  • N293080000003030000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,624 sqft Living Area
Gross Area1,729 sqft
1st Floor Area1,624 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area87,120 sqft (2 acres)
Lot Dimensions417 ft deep x 209 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area105 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3722 HIGHWAY 182
CityJAY
StateFL
Zip32565-7302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATE FOR 2021* COM AT SE CORNER OF SECTION 8 TOWNSHP 3 NORTH RANGE 29 WEST THN S87*2814W ALONG S SEC LN 1118.38 FT THN N2*3146E 100 FT TO N R/W OF HWY 182 & POB THN CONT 313.07 FT THN S87*28 14E 208.71 FT THN S2*3146W 313.07 FT TO N R/
Legal Range29W
Legal Township3N
Legal Section08
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group4
Census Block4030
Census Tract10200

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3722 HIGHWAY 182, JAY, FL 32565-7302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 9, 2018Deed of Trust, Mortgage · Conventional Mortgage
SANTA ROSA COUNTY FCU
Aug 31, 2020Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB
Aug 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleOct 17, 2008
Deed Document Number202044877
Deed Book / Page3997 / 1555
Prior Transfer DateOct 4, 2006
Prior Transfer Doc0026570261
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateOct 5, 2026
Property Address3722 HIGHWAY 182, JAY, FL 32565-7302
Document Number0000049928
Book / Page4795 / 1165
Instrument DateSep 29, 2026
Instrument202649928
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3722 HIGHWAY 182, JAY, FL 32565-7302

Mortgage

Document Number0000049928,
DateOct 5, 2026
Book Page4795/1165
Instrument202649928
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address3722 HIGHWAY 182, JAY, FL 32565-7302
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037551320
DateAug 9, 2018
Book Page3755/1320
Instrument201834031
Lender
NameSANTA ROSA COUNTY FCU
TypeCredit Union
AddressMILTON, FL 32572
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 3, 2033

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 31, 2020
Property Address3722 HIGHWAY 182, JAY, FL 32565-7302
Document Number0039971555
Book / Page3997 / 1555
Instrument DateAug 20, 2020
Instrument202044877
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3722 HIGHWAY 182, JAY, FL 32565-7302

Mortgage

Document Number0039971558
DateAug 31, 2020
Instrument3997/1558
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 7, 2020
Property Address3722 HIGHWAY 182, JAY, FL 32565-7302
Document Number0039870679
Book / Page003987 / 000679
Instrument DateJul 5, 2020
Instrument39900
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3722 HIGHWAY 182 JAY FL 325657302, JAY, FL 32565-7302

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$147,637 (+2.9%)$202,169 (+4.86%) Land $32,000 Building $170,169
2024$1,418.00 (+2.16%) Homeowner's exemption$143,476 (+3%)$192,798 (+0.69%) Land $28,000 Building $164,798
2023$1,388.00 (+2.51%) Homeowner's exemption$139,297 (+3%)$191,472 (+4.49%) Land $28,000 Building $163,472
2022$1,354.00 Homeowner's exemption$135,240$183,248 Land $28,000 Building $155,248

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Conexon Connect
Fiber		2,000 / 2,000

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