3662 Cerro Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3662 Cerro Ave, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,549 sqft · built 1980
Lot Size	0.222 acres (9,666 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Mar 2003)
Tax Bill	$4,950 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`168-241-10-00`

Property Details

APN / Parcel Number

Primary APN	`168-241-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,549 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,666 sqft (0.222 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3662 CERRO AVE
City	OCEANSIDE
State	CA
Zip	92056-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 TR 008978
Legal Subdivision	VISTA CALAVERA
Legal Tract	008978
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19805

Owner

Source: San Diego County records · APN 168-241-10-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Sep 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Aug 30, 2018	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Aug 23, 2018	Deed of Trust, Mortgage · Conventional with PMI PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2003 · Amount on Record
Deed Sale	Mar 21, 2003 · Amount on Record
Prior Sale	Sep 09, 1986 · Amount on Record
Deed Document Number	2003320361
Last Transfer Date	Sep 27, 2016
Transfer Doc	0000552808
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001

Mortgage

Document Number	0000511770
Date	Jul 19, 2021
Instrument	2021-0511770

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TICOR SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000496514
Date	Oct 31, 2019
Instrument	2019-0496514

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 22, 2020
Property Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001
Document Number	0000560783
Map Reference	MAP 8978
Instrument Date	Sep 17, 2020
Instrument	2020-0560783
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001

Mortgage

Document Number	0000560784
Date	Sep 22, 2020
Instrument	2020-0560784

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001
Document Number	0000359549
Instrument Date	Aug 24, 2018
Instrument	359549
Transaction Type	Transfer
Record Updated	Sep 07, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3662 CERRO AVE OCEANSIDE CA 920565001, OCEANSIDE, CA 92056-5001

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3662 CERRO AVE, OCEANSIDE, CA 92056-5001
Document Number	0000359550
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3662 CERRO AVE OCEANSIDE CA 920565001, OCEANSIDE, CA 92056-5001

Mortgage

Document Number	0000359550
Date	Aug 30, 2018
Instrument	359550

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$449,392 (+2%) Land $280,678 Building $168,714
2025	$4,950.00 (+8.72%) Homeowner's exemption	$440,581 (+4.04%) Land $275,175 Building $165,406
2023	$4,553.00 (+0.29%) Homeowner's exemption	$423,475 Land $264,491 Building $158,984
2022	$4,540.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018, other causes

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 28% of California
Wildfire Likelihood	About 1 in 980 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 735 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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