1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Cerro Ave

3651 Cerro Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3651 Cerro Ave, Oceanside, CA 92056 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,405 sqft · built 1981
Lot Size0.13 acres (5,664 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Sep 2020)
Tax Bill$8,366 (2025)
Deeds & MortgagesSep 2020 Transfer
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN168-242-40-00

Property Details

APN / Parcel Number

Primary APN168-242-40-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,405 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,664 sqft (0.13 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3651 CERRO AVE
CityOCEANSIDE
StateCA
Zip92056-5002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 TR 008978
Legal SubdivisionVISTA CALAVERA
Legal Tract008978
Legal Block2
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract19805

Owner

Source: San Diego County records · APN 168-242-40-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3651 CERRO AVE, OCEANSIDE, CA 92056-5002
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2020Quit Claim Deed, Transfer
TICOR TITLE-SAN DIEGO
Sep 28, 2020Grant Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2020 · Amount on Record
Deed SaleSep 28, 2020 · Amount on Record
Prior SaleJan 11, 2012 · Amount on Record
Deed Document Number2020578808
Prior Transfer DateSep 27, 2020
Prior Transfer Doc0000578807
Record UpdatedSep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2020
Property Address3651 CERRO AVE, OCEANSIDE, CA 92056-5002
Document Number0000578807
Instrument DateSep 27, 2020
Instrument578807
Transaction TypeTransfer
Record UpdatedOct 07, 2020
Title CompanyTICOR TITLE-SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4444 LA CANADA VISTA CA 92084, VISTA, CA 92084

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2020
Property Address3651 CERRO AVE, OCEANSIDE, CA 92056-5002
Document Number0000578808
Map ReferenceMAP 8978
Instrument DateSep 04, 2020
Instrument2020-0578808
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyTICOR TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3651 CERRO AVE, OCEANSIDE, CA 92056-5002

Mortgage

Document Number0000578809
DateSep 28, 2020
Instrument2020-0578809
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$750,773 (+2%) Land $552,040 Building $198,733
2025$8,366.00 (+8.65%)$736,053 (+4.04%) Land $541,216 Building $194,837
2023$7,700.00 (+0.25%)$707,472 Land $520,200 Building $187,272
2022$7,681.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730198052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2018, other causes

Wildfire

Wildfire RiskModerate
above 52% of the US · above 30% of California
Wildfire LikelihoodAbout 1 in 935 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 596 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, AT&T, California Internet, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cerro Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures