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3657 Cerro Ave, Oceanside, CA 92056 Property Records

San Diego County property record for 3657 Cerro Ave, Oceanside, CA 92056 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,862 sqft Living Area
Lot Size11,136 sqft (0.256 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$1,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN168-242-43-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,862 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBlock Exterior
Construction TypeFrame Construction
Lot Area11,136 sqft (0.256 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3657 CERRO AVE
CityOCEANSIDE
StateCA
Zip92056-5002
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 55 TR 008978
Legal SubdivisionVISTA CALAVERA
Legal Tract008978
Legal Block2
Legal Lot Number55
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2002
Census Tract19805

Owner

Source: San Diego County records · APN 168-242-43-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Aug 31, 2020Deed of Trust, Mortgage · Reverse Mortgage
LONGBRIDGE FINANCIAL LLC
Jan 11, 2019Deed of Trust, Mortgage · Reverse Mortgage
RESERVE MORTGAGE FUNDING LLC
Aug 26, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002
Transaction TypeMortgage
Record UpdatedMar 02, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002

Mortgage

Document Number0000077070
DateFeb 18, 2022
Instrument2022-0077070
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term932 Months
DueOct 09, 2099
Interest
Rate TypeAdjustable Rate
Rate2.55%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateApr 01, 2022
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate7.55%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002
Transaction TypeMortgage
Record UpdatedMay 07, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002

Mortgage

Document Number0000499045
DateAug 31, 2020
Instrument2020-0499045
Lender
NameLONGBRIDGE FINANCIAL LLC
TypeReverse Mortgage Lender
AddressMAHWAH, NJ 07495
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.44%
Type Change DateSep 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011493
DateJan 11, 2019
Instrument2019-0011493
Lender
NameRESERVE MORTGAGE FUNDING LLC
TypeNon-Lending Institution
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term969 Months
DueOct 09, 2099
Interest
Rate TypeFixed Rate

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3657 CERRO AVE, OCEANSIDE, CA 92056-5002
Document Number0000499046
Instrument DateAug 26, 2020
Transaction TypeMortgage
Record UpdatedSep 10, 2020
Title CompanyTICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3657 CERRO AVE OCEANSIDE CA 920565002, OCEANSIDE, CA 92056-5002

Mortgage

Document Number0000499046
DateAug 31, 2020
Instrument499046
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.44%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$177,016 (+2%) Land $23,125 Building $153,891
2025$1,933.00 (+8.78%) Homeowner's exemption$173,546 (+4.04%) Land $22,672 Building $150,874
2023$1,777.00 (+0.34%) Homeowner's exemption$166,809 Land $21,793 Building $145,016
2022$1,771.00

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