3661 Mitten Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3661 Mitten Dr, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,064 sqft · built 1995
Lot Size	0.169 acres (7,405 sqft)
Owner	Owner Name on Record
Last Sale	$107,500 (Jul 2014)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-00-005.48`

Property Details

APN / Parcel Number

Primary APN	`016-10-00-005.48`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,064 sqft Finished Area
Gross Area	1,164 sqft

Exterior

Year Built	Built 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	75 ft deep x 53 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0161000005.48
Street Address	3661 MITTEN DR
City	ELSMERE
State	KY
Zip	41018-2481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHBROOK CROSSING SEC 2 LOT 34
Legal Subdivision	ASHBROOK CROSSING
Legal Phase	2
Legal Lot Number	34
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	3661 MITTEN DR, ELSMERE, KY 41018-2481
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 9, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2014 · Amount on Record
Deed Sale	Jul 9, 2014 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Deed Document Number	0005449137
Deed Book / Page	5449 / 137
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3661 MITTEN DR, ELSMERE, KY 41018-2481
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3661 MITTEN DR, ELSMERE, KY 41018-2481

Mortgage

Document Number	0005900011
Date	Apr 29, 2021
Book Page	209/146
Instrument	21042905900011

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 7, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3661 MITTEN DR, ELSMERE, KY 41018-2481
Document Number	0000000016
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3661 MITTEN DR ELSMERE KY 410182481, ELSMERE, KY 41018-2481

Mortgage

Document Number	0000000016
Date	Nov 3, 2020
Book Page	00M119/000293
Instrument	16

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 2, 2045

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3661 MITTEN DR, ELSMERE, KY 41018-2481
Document Number	0000000286
Book / Page	0C6105 / 000166
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3661 MITTEN DR ELSMERE KY 410182481, ELSMERE, KY 41018-2481

Mortgage

Document Number	0000000286
Date	Feb 28, 2017
Book Page	0C6105/000166
Instrument	286

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Feb 27, 2044

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00 (+1.32%)	$187,600 (-) Land $25,000 Building $162,600	$187,600 (-) Land $25,000 Building $162,600
2023	$2,812.00	$187,600 Land $25,000 Building $162,600	$187,600 Land $25,000 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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