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3650 Mitten Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3650 Mitten Dr, Elsmere, KY 41018 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,066 sqft · built 1996
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$247,000 (Sep 2023)
Tax Bill$3,751 (2025)
Deeds & MortgagesJul 2026 Transfer
Sep 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN016-10-00-005.38

Property Details

APN / Parcel Number

Primary APN016-10-00-005.38

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,066 sqft Finished Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleBi-Level
Exterior MaterialBrick
Lot Area6,098 sqft (0.14 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3650 MITTEN DR
CityELSMERE
StateKY
Zip41018-2480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHBROOK CROSSING SEC 2 LOT 23
Legal SubdivisionASHBROOK CROSSING
Legal Phase2
Legal Lot Number23
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3015
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-00-005.38

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3650 MITTEN DR, ELSMERE, KY 41018-2480
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 08, 2023Survivorship Deed, Transfer · Conventional Mortgage
EAGLE BANK
Sep 28, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 07, 2019Warranty Deed, Transfer · FHA Mortgage
VICTORY CMNTY BK
Jul 27, 2018Warranty Deed, Transfer · Conventional Mortgage
US BK
Jul 27, 2018Quit Claim Deed, Transfer
LAWYERS TITLE/CINCINNATI INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2023 · Amount on Record
Deed SaleSep 08, 2023 · Amount on Record
Prior SaleJun 07, 2019 · Amount on Record
Deed Document Number20236
Deed Book / Page245 / 340
Prior Transfer DateJul 12, 2018
Prior Transfer Doc0000000194
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJul 09, 2026
Property Address3650 MITTEN DR, ELSMERE, KY 41018-2480
Document Number0000014152
Book / Page456 / 964
Instrument DateMay 20, 2026
Instrument202614152
Transaction TypeTransfer
Record UpdatedAug 06, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3650 MITTEN DR, ELSMERE, KY 41018-2480

September 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionKENTON KY
Recording DateSep 08, 2023
Property Address3650 MITTEN DR, ELSMERE, KY 41018-2480
Document Number0005900006
Book / PageKC 245 / 340
Map ReferencePL 1662
Instrument DateAug 31, 2023
Instrument23090805900006
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1024 FALLBROOK DR, ELSMERE, KY 41018-2183

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3650 MITTEN DR, ELSMERE, KY 41018-2480

Mortgage

Document Number0005900007
DateSep 08, 2023
Instrument23090805900007
Lender
NameEAGLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3650 MITTEN DR, ELSMERE, KY 41018-2480
Transaction TypeMortgage
Record UpdatedOct 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 MITTEN DR, ELSMERE, KY 41018-2480

Mortgage

Document Number0005900026
DateSep 28, 2021
Book Page278/370
Instrument21092805900026
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 07, 2019
Property Address3650 MITTEN DR, ELSMERE, KY 41018-2480
Document Number0000000182
Book / Page0C6676 / 000215
Instrument DateJun 05, 2019
Instrument182
Transaction TypeTransfer
Record UpdatedJun 27, 2019
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$153.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3650 MITTEN DR ELSMERE KY 410182480, ELSMERE, KY 41018-2480

Mortgage

Document Number183
DateJun 07, 2019
Book Page0C6676/000218
Instrument183
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 06, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 27, 2018
Property Address3650 MITTEN DR, ELSMERE, KY 41018-2480
Document Number0000000195
Book / Page0C6463 / 000342
Instrument DateJul 17, 2018
Instrument195
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanySIBCY CLINE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3650-MITTEN DR ELSMERE KY 41018, ELSMERE, KY 41018

Mortgage

Document Number196
DateJul 27, 2018
Book Page0C6463/000346
Instrument196
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2048

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateJul 27, 2018
Property Address3650 MITTEN DR, ELSMERE, KY 41018-2480
Document Number0000000194
Book / Page0C6463 / 000338
Instrument DateJul 12, 2018
Instrument194
Transaction TypeTransfer
Record UpdatedAug 14, 2018
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3650 MITTEN DR ELSMERE KY 410182480, ELSMERE, KY 41018-2480

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,751.00 (+20.26%)$247,000 (+18.69%) Land $25,000 Building $222,000$247,000 (+18.69%) Land $25,000 Building $222,000
2023$3,119.00 (+23.87%)$208,100 (+36.01%) Land $25,000 Building $183,100$208,100 (+36.01%) Land $25,000 Building $183,100
2022$2,518.00$153,000 Land $20,000 Building $133,000$153,000 Land $20,000 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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