3649 Mitten Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 3649 Mitten Dr, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 936 sqft · built 1995
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$107,000 (Apr 2011)
Tax Bill$2,527 (2025)
Deeds & MortgagesMar 2022 Mortgage
Nov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN016-10-00-005.50

Property Details

APN / Parcel Number

Primary APN016-10-00-005.50

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area936 sqft Finished Area
Gross Area1,036 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions116 ft deep x 55 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3649 MITTEN DR
CityELSMERE
StateKY
Zip41018-2481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHBROOK CROSSING SEC 2 LOT 36
Legal SubdivisionASHBROOK CROSSING
Legal Phase2
Legal Lot Number36
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3014
Census Tract65600

Owner

Source: Kenton County records · APN 016-10-00-005.50

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3649 MITTEN DR, ELSMERE, KY 41018-2481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Intrafamily Transfer, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 24, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2011 · Amount on Record
Deed SaleApr 05, 2011 · Amount on Record
Prior SaleSep 19, 1995 · Amount on Record
Deed Document Number201104 05 059 00202
Deed Book / Page4544 / 294
Last Transfer DateMar 26, 2022
Transfer Doc0005900167
Record UpdatedJun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateMar 31, 2022
Property Address3649 MITTEN DR, ELSMERE, KY 41018-2481
Document Number0005900167
Book / Page156 / 990
Map ReferencePL 1662
Instrument DateMar 26, 2022
Instrument22033105900167
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyTIMIOS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3649 MITTEN DR, ELSMERE, KY 41018-2481

Mortgage

Document Number0005900168
DateMar 31, 2022
Book Page355/784
Instrument22033105900168
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueApr 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3649 MITTEN DR, ELSMERE, KY 41018-2481
Transaction TypeMortgage
Record UpdatedJan 06, 2022
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900331
DateNov 24, 2021
Book Page306/841
Instrument21112405900331
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term150 Months
DueMay 01, 2034

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,527.00 (+1.32%)$166,400 (-) Land $25,000 Building $141,400$166,400 (-) Land $25,000 Building $141,400
2023$2,494.00$166,400 Land $25,000 Building $141,400$166,400 Land $25,000 Building $141,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 527 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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