Morgan County property record for 3660 Spears Rd, Madison, GA 30650
| Property Type | Single Family Home |
|---|---|
| Details | 2,083 sqft · built 2015 |
| Lot Size | 5.41 acres (235,660 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,100 (Jan 2012) |
| Tax Bill | $4,213 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039 048 |
| Primary APN | 039 048 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,083 sqft Heated Area |
| 1st Floor Area | 899 sqft |
| Attic | Attic |
| Attic Area | 483 sqft |
| Basement Area | 86 sqft |
| Finished Basement | 86 sqft |
| Unfinished Basement | 1,729 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 235,660 sqft (5.41 acres) |
| Garage Area | 462 sqft |
| Pool Area | 588 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 238 sqft |
| Deck Area | 576 sqft |
| Patio Area | 256 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9216 |
|---|---|
| Street Address | 3660 SPEARS RD |
| City | MADISON |
| State | GA |
| Zip | 30650-4456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | COBBLE RIDGE PLANTATION LOT 15 |
| Legal Subdivision | COBBLE RIDGE PLANTATION |
| Legal Phase | 01 |
| Legal Lot Number | 15 |
| Jurisdiction | MORGAN GA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1119 |
| Census Tract | 10301 |
Source: Morgan County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 BROOKSTONE CT, COVINGTON, GA 30016-3311 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2012 · Amount on Record |
| Deed Sale | Jan 20, 2012 · Amount on Record |
| Prior Sale | Jan 20, 2012 · Amount on Record |
| Deed Document Number | 201245 |
| Deed Book / Page | 496 / 1039 |
| Last Transfer Date | Mar 27, 2015 |
| Transfer Doc | 000539/177 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN GA |
| Property Address | 3660 SPEARS RD, MADISON, GA 30650-4456 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3660 SPEARS RD, MADISON, GA 30650-4456 |
| Document Number | 0000000647/0000000980 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 0000000647/0000000980 |
| Name | NORTH AMERICA SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Morgan County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,213.00 (+7.45%) | $188,000 (+12.67%) Land $44,205 Building $143,795 | $470,000 (+12.67%) Land $110,513 Building $359,487 |
| 2023 | $3,921.00 (+14.45%) | $166,863 (+19.14%) Land $35,663 Building $131,200 | $417,157 (+19.14%) Land $89,157 Building $328,000 |
| 2022 | $3,426.00 | $140,061 Land $26,747 Building $113,314 | $350,154 Land $66,868 Building $283,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
May also be available: Xfinity.
5G and 4G LTE (outdoors only)
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