3617 Spears Rd, Madison, GA 30650 Property Records

Morgan County property record for 3617 Spears Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,222 sqft · built 2020
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,715 (Sep 2020)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030 087`

Property Details

APN / Parcel Number

Primary APN	`030 087`
Alternative APN	`10369`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,222 sqft Heated Area
1st Floor Area	1,316 sqft
Attic	Attic
Attic Area	650 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Area	932 sqft
Patio Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	10369
Street Address	3617 SPEARS RD
City	MADISON
State	GA
Zip	30650-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	SPEARS LANDING TRACT 1C
Legal Subdivision	SPEARS LANDING
Legal Tract	1C
Legal Block	C
Legal Lot Number	1
Jurisdiction	MORGAN GA
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

Source: Morgan County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3617 SPEARS RD, MADISON, GA 30650-4530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF MADISON COUNTY
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS
Dec 16, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	2020971
Deed Book / Page	653 / 180
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3617 SPEARS RD, MADISON, GA 30650-4530
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SPEARS RD

Mortgage

Document Number	0000000636/0000000421
Date	Dec 23, 2019
Book Page	0000000636/0000000421

Lender

Name	BANK OF MADISON COUNTY

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Sep 4, 2020
Property Address	3617 SPEARS RD, MADISON, GA 30650-4530
Document Number	000653/180
Book / Page	653 / 180
Instrument Date	Sep 4, 2020
Instrument	2020-000971
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 SPEARS RD, MADISON, GA 30650-4530

Mortgage

Document Number	0000000653/0000000181
Date	Sep 9, 2020
Book Page	0000000653/0000000181

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Dec 16, 2019
Property Address	3617 SPEARS RD, MADISON, GA 30650-4530
Document Number	000636/419
Book / Page	636 / 419
Instrument Date	Dec 16, 2019
Instrument	2019-001311
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 W JEFFERSON ST, MADISON, GA 30650-6023

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,535.00 (+14.36%)	$247,001 (+19.93%) Land $49,749 Building $197,252	$617,504 (+19.93%) Land $124,373 Building $493,131
2023	$4,840.00	$205,957 Land $39,799 Building $166,158	$514,893 Land $99,498 Building $415,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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