3670 Spears Rd, Madison, GA 30650 Property Records

Morgan County property record for 3670 Spears Rd, Madison, GA 30650

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,694 sqft · built 2002
Lot Size	5.38 acres (234,788 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Feb 2019)
Tax Bill	$5,234 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`039 049`

Property Details

APN / Parcel Number

Primary APN	`039 049`
Alternative APN	`9217`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,694 sqft Heated Area
1st Floor Area	2,694 sqft
Basement Area	2,155 sqft
Finished Basement	2,155 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	234,788 sqft (5.38 acres)
Garage Area	748 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	256 sqft
Deck Area	228 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9217
Street Address	3670 SPEARS RD
City	MADISON
State	GA
Zip	30650-4456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COBBLE RIDGE PLANTATION LOT 16
Legal Subdivision	COBBLE RIDGE PLANTATION
Legal Phase	01
Legal Lot Number	16
Jurisdiction	MORGAN GA
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1119
Census Tract	10301

Owner

Source: Morgan County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3670 SPEARS RD, MADISON, GA 30650-4456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Feb 7, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Jul 14, 2006 · Amount on Record
Deed Document Number	0000620493
Deed Book / Page	620 / 493
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN GA
Property Address	3670 SPEARS RD, MADISON, GA 30650-4456
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 SPEARS RD, MADISON, GA 30650-4456

Mortgage

Document Number	0000000688/0000000969
Date	Feb 1, 2022
Book Page	0000000688/0000000969

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	MORGAN GA
Recording Date	Feb 7, 2019
Property Address	3670 SPEARS RD, MADISON, GA 30650-4456
Document Number	000620/493
Book / Page	620 / 493
Instrument Date	Feb 7, 2019
Instrument	2019-000155
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 SPEARS RD, MADISON, GA 30650-4456

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,234.00 (+21.35%)	$233,574 (+27.27%) Land $44,414 Building $189,160	$583,933 (+27.27%) Land $111,034 Building $472,899
2023	$4,313.00	$183,526 Land $35,531 Building $147,995	$458,815 Land $88,827 Building $369,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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