3660 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3660 River Summit Trl, Duluth, GA 30097

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,980 sqft · built 1993
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Apr 2009)
Tax Bill$3,950 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN7-204-335

Property Details

APN / Parcel Number

Primary APN7-204-335
Alternative APNs
  • R7204-335
  • 1966710

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,980 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Lot Area9,583 sqft (0.22 acres)
TerrainLow
View / LotPrimary
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3660 RIVER SUMMIT TRL
CityDULUTH
StateGA
Zip30097-2276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL4 BH SUMMIT AT RIVERBROOKE #3
Legal SubdivisionSUMMIT AT RIVERBROOKE
Legal BlockH
Legal Lot Number4
JurisdictionGWINNETT GA
Township / Civil DivisionSUWANEE-DULUTH
Census Block Group3
Census Block3011
Census Tract50235

Owner

3660 River Summit Trl is owned and occupied by an individual who bought it in April 2009.

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3660 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILEND
Jul 13, 2017Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2009 · Amount on File
Deed SaleApr 28, 2009 · Amount on File
Prior SaleJan 27, 2004 · Amount on File
Deed Book / Page49437 / 323
Prior Transfer DateDec 15, 2003
Prior Transfer Doc0368530127
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGWINNETT GA
Property Address3660 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3660 RIVER SUMMIT TRL, DULUTH, GA 30097-2276

Mortgage

Document Number0589180796
DateJul 6, 2021
Book Page0000058918/0000000796
Lender
NameMILEND
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGWINNETT GA
Property Address3660 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Document Number0552750692
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3660 RIVER SUMMIT TRL DULUTH GA 300972276, DULUTH, GA 30097-2276

Mortgage

Document Number0552750692
DateJul 24, 2017
Book Page055275/000692
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJul 23, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3660 River Summit Trl was $3,950.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGwinnett County
MunicipalityDuluth City
Unified School DistrictGwinnett County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,950.00$162,640 Land $34,000 Building $128,640$406,600 Land $85,000 Building $321,600
2023$3,488.00$156,480 Land $38,000 Building $118,480
2022$391,200 Land $95,000 Building $296,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3660 River Summit Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2020–2023)
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3660 River Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGWINNETT CO. DEPT. OF WATER RESOURCES
serves 975,000 people · EPA ID GA1350004
Water SourceSurface water
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on River Summit Trl

Nearby Streets

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