3635 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3635 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,947 sqft · built 1993
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$150,300 (Mar 1993)
Tax Bill	$630 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-204-343`

Property Details

APN / Parcel Number

Primary APN	`7-204-343`
Alternative APNs	`R7204-343` `1966841`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,947 sqft Living Area
Gross Area	3,629 sqft
1st Floor Area	1,243 sqft
Attic	Attic
Attic Area	167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	8,276 sqft (0.19 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3635 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L58 BI SUMMIT AT RIVERBROOKE 3
Legal Subdivision	BI SUMMIT AT RIVERBROOKE 3
Legal Block	I
Legal Lot Number	58
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	2
Census Block	2002
Census Tract	50235

Owner

3635 River Summit Trl is owned and occupied by an individual who bought it in March 1993.

Source: Gwinnett County records, as of May 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3635 RIVER SUMMIT TRL, DULUTH, GA 30097-2277
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 1993 · Amount on File
Deed Sale	Mar 29, 1993 · Amount on File
Deed Book / Page	8541 / 205
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3635 RIVER SUMMIT TRL, DULUTH, GA 30097-2277
Document Number	0575150068
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3635 RIVER SUMMIT TRL DULUTH GA 300972277, DULUTH, GA 30097-2277

Mortgage

Document Number	0575150068
Date	May 28, 2020
Book Page	057515/000068

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 27, 2040

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3635 RIVER SUMMIT TRL, DULUTH, GA 30097-2277
Document Number	0561620354
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3635 RIVER SUMMIT TRL DULUTH GA 300972277, DULUTH, GA 30097-2277

Mortgage

Document Number	0561620354
Date	Sep 27, 2018
Book Page	056162/000354

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 26, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3635 River Summit Trl was $630.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$630.00	$211,000 Land $34,000 Building $177,000	$527,500 Land $85,000 Building $442,500
2023	$486.00	$194,800 Land $38,000 Building $156,800
2022			$487,000 Land $95,000 Building $392,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3635 River Summit Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3635 River Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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