3680 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3680 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,980 sqft · built 1993
Lot Size	0.23 acres (10,018 sqft)
Owner	Company Name on Record
Last Sale	$449,000 (Sep 2024)
Tax Bill	$5,275 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-333`

Property Details

APN / Parcel Number

Primary APN	`7-204-333`
Alternative APNs	`R7204-333` `1966671`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	10,018 sqft (0.23 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3680 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L2 BH SUMMIT AT RIVERBROOKE #3
Legal Subdivision	SUMMIT AT RIVERBROOKE
Legal Block	H
Legal Lot Number	2
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL
Jun 23, 2022	Warranty Deed, Transfer
Jun 23, 2022	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL
May 27, 2020	Grant Deed, Transfer · Conventional with PMI BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on Record
Deed Sale	Sep 10, 2024 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Book / Page	61408 / 322
Prior Transfer Date	Jun 23, 2022
Prior Transfer Doc	0600510185
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jun 23, 2022
Property Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Document Number	0600510167
Book / Page	60051 / 167
Instrument Date	Jun 23, 2022
Instrument	2022-020975
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276

Mortgage

Document Number	0600510169
Date	Jun 30, 2022
Book Page	0000060051/0000000169

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jun 23, 2022
Property Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Document Number	0600510185
Book / Page	60051 / 185
Instrument Date	Jun 23, 2022
Instrument	2022-020976
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Jun 23, 2022
Property Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Document Number	0600510167
Book / Page	60051 / 167
Instrument Date	Jun 23, 2022
Instrument	2022-020975
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276

Mortgage

Document Number	0060051169
Date	Jun 23, 2022
Instrument	60051/169

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	May 27, 2020
Property Address	3680 RIVER SUMMIT TRL, DULUTH, GA 30097-2276
Document Number	0575100412
Book / Page	057510 / 000412
Instrument Date	May 19, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3680 RIVER SUMMIT TRL DULUTH GA 300972276, DULUTH, GA 30097-2276

Mortgage

Document Number	575100413
Date	May 27, 2020
Book Page	057510/000413

Lender

Name	BANKSOUTH MTG CO LLC
Address	ATLANTA, GA 30327

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,275.00 (+6.35%)	$166,960 (+8.05%) Land $34,000 Building $132,960	$417,400 (+8.05%) Land $85,000 Building $332,400
2023	$4,960.00	$154,520 Land $38,000 Building $116,520
2022			$386,300 Land $95,000 Building $291,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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