3660 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3660 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,803 sqft · built 1951
Lot Size	1.47 acres (64,295 sqft)
Owner	2 Individual Names on File
Last Sale	$44,000 (Nov 2004)
Tax Bill	$8,343 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`500-0084-0013-00`

Property Details

APN / Parcel Number

Primary APN	`500-0084-0013-00`
Alternative APN	`122324887`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	4,316 sqft
1st Floor Area	1,421 sqft
Attic	Attic
Attic Area	682 sqft
Basement Area	1,421 sqft
Finished Basement	700 sqft
Unfinished Basement	721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	64,295 sqft (1.47 acres)
Lot Dimensions	582 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	112 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3660 MOUNT CARMEL RD
City	CINCINNATI
State	OH
Zip	45244-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT CARMEL RD 125 X 582.54IRR SUR 706 J MC DOWELL SUB
Legal Subdivision	MC DOWELL SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1036
Census Tract	24901

Owner

3660 Mount Carmel Rd is owned and occupied by two individuals who acquired it in September 2024.

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3660 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 27, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2004 · Amount on File
Deed Sale	Nov 5, 2004 · Amount on File
Prior Sale	Sep 28, 2004
Deed Document Number	2004228706
Deed Book / Page	9774 / 384
Last Transfer Date	Sep 20, 2024
Transfer Doc	0000068381
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3660 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034863
Date	Apr 5, 2022
Book Page	14639/1816
Instrument	2022-0034863

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

September 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 27, 2024
Property Address	3660 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Document Number	0000068381
Book / Page	15260 / 680
Instrument Date	Sep 26, 2024
Instrument	2024-0068381
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3660 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616

Tax Assessment & Valuation

The 2025 property tax bill for 3660 Mount Carmel Rd was $8,343, up 2.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,343.00 (+2.8%)	$133,231 (-) Land $16,751 Building $116,480	$380,660 Land $47,860 Building $332,800
2024	$8,116.00 (+5.18%)	$133,231 (-) Land $16,751 Building $116,480
2023	$7,716.00 (+44.25%)	$133,231 (+62.22%) Land $16,751 Building $116,480	$380,660 Land $47,860 Building $332,800
2022	$5,349.00 Homeowner's exemption	$82,128 Land $16,450 Building $65,678
2020			$234,650 Land $47,000 Building $187,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3660 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 108 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	108 (1978–2025)
Claims Outside the SFHA	6 of 108
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3660 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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