3670 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3670 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,803 sqft · built 2005
Lot Size	1.56 acres (68,128 sqft)
Owner	Individual Name on Record
Last Sale	$227,000 (Sep 2004)
Tax Bill	$9,709 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0084-0012-00`

Property Details

APN / Parcel Number

Primary APN	`500-0084-0012-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,803 sqft Living Area
1st Floor Area	1,272 sqft
2nd Floor Area	1,531 sqft
Attic Area	682 sqft
Basement Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	68,128 sqft (1.56 acres)
Lot Dimensions	582 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	408 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3670 MOUNT CARMEL RD
City	CINCINNATI
State	OH
Zip	45244-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT CARMEL RD 125 X 582.54IRR SUR 706 J MC DOWELL SUB
Legal Subdivision	J MC DOWELL SUB
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1036
Census Tract	24901

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3670 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY SAVINGS BANK
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2004 · Amount on Record
Deed Sale	Sep 28, 2004 · Amount on Record
Prior Sale	Mar 7, 1997 · Amount on Record
Deed Document Number	0000205317
Last Transfer Date	Dec 22, 2005
Transfer Doc	0000000024
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3670 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3670 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616

Mortgage

Document Number	0000021490
Date	Mar 30, 2023
Book Page	14884/1492
Instrument	2023-0021490

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 3, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3670 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	CAMBRIDGE LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007699
Date	Nov 27, 2017
Instrument	17-0107699

Lender

Name	COMMUNITY SAVINGS BANK
Type	Bank
Address	BETHEL, OH 45106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2027

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3670 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056747
Date	May 6, 2021
Book Page	14412/1956
Instrument	2021-0056747

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,709.00 (+2.84%)	$155,372 (+%) Land $18,077 Building $137,295
2024	$9,441.00 (+5.18%)	$155,371 (-) Land $18,077 Building $137,294
2023	$8,976.00 (+36.25%)	$155,371 (+53.07%) Land $18,077 Building $137,294	$443,920 (+53.07%) Land $51,650 Building $392,270
2022	$6,588.00 Homeowner's exemption	$101,504 Land $17,756 Building $83,748
2020			$290,010 Land $50,730 Building $239,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	108 (1978–2025)
Claims Outside the SFHA	6 of 108
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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