3630 Mount Carmel Rd, Cincinnati, OH 45244 Property Records

Hamilton County property record for 3630 Mount Carmel Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,538 sqft · built 1951
Lot Size	1.4 acres (61,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Oct 2024)
Tax Bill	$5,544 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`500-0072-0103-00`

Property Details

APN / Parcel Number

Primary APN	`500-0072-0103-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,538 sqft
Basement Area	1,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	61,202 sqft (1.4 acres)
Garage Type	Attached
Garage Area	536 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3630 MOUNT CARMEL RD
City	CINCINNATI
State	OH
Zip	45244-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ES MT CARMEL RD 1.405 ACSMS 706 J MCDOWELL
Legal Subdivision	J MCDOWELL MILITARY SURV 706
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	1
Census Block	1036
Census Tract	24901

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3630 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Transfer on Death Deed, Transfer
May 19, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2024 · Amount on Record
Deed Sale	Oct 8, 2024 · Amount on Record
Prior Sale	Sep 5, 2000 · Amount on Record
Deed Document Number	202470703
Deed Book / Page	15267 / 389
Prior Transfer Date	Sep 8, 2023
Prior Transfer Doc	0000065986
Record Updated	Sep 20, 2026

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 15, 2023
Property Address	3630 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Document Number	0000065986
Book / Page	15001 / 1744
Instrument Date	Sep 12, 2023
Instrument	2023-0065986
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3630 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 MOUNT CARMEL RD, CINCINNATI, OH 45244-1616

Mortgage

Document Number	0000033792
Date	May 19, 2023
Book Page	14920/65
Instrument	2023-0033792

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,544.00 (+2.82%)	$88,467 (+%) Land $16,265 Building $72,202	$252,760 (-) Land $46,470 Building $206,290
2024	$5,392.00 (+5.17%)	$88,465 (-) Land $16,264 Building $72,201
2023	$5,127.00 (+39.89%)	$88,465 (+57.4%) Land $16,264 Building $72,201	$252,760 (+57.4%) Land $46,470 Building $206,290
2022	$3,665.00 Homeowner's exemption	$56,203 Land $15,974 Building $40,229
2020			$160,580 Land $45,640 Building $114,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	108 (1978–2025)
Claims Outside the SFHA	6 of 108
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Landslides, And Mudslides, Feb 2018 · 12 claims Severe Storms And Flooding, Mar 1997 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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