Clay County property record for 3660 Eagle Rock Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,859 sqft · built 2021 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $407,265 (Jan 2022) |
| Tax Bill | $6,735 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-25-007953-063-80 |
| Primary APN | 18-04-25-007953-063-80 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,859 sqft Living Area |
| Gross Area | 3,279 sqft |
| 1st Floor Area | 2,403 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3660 EAGLE ROCK RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 80 EAGLE ROCK @ EAGLE LANDING AS REC OR 4565 PG 1576 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | EAGLE ROCK |
| Legal Lot Number | 80 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30205 |
Source: Clay County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3682 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jan 31, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Deed Document Number | 20226859 |
| Deed Book / Page | 4565 / 1576 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 8, 2026 |
| Property Address | 3660 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0000016651 |
| Book / Page | 5032 / 1162 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202616651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3660 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0000016651, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 5032/1162 |
| Instrument | 202616651 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jan 31, 2022 |
| Property Address | 3660 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0045651576 |
| Book / Page | 4565 / 1576 |
| Map Reference | MB 63 PG 19-25 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2022006859 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,851.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 3682 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0045651578 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 4565/1578 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,735.00 (+3.76%) Homeowner's exemption | $481,753 (+4.8%) Land $75,000 Building $406,753 | $481,753 (+4.8%) Land $75,000 Building $406,753 |
| 2024 | $6,491.00 (-39.43%) | ||
| 2023 | $10,716.00 (+16.59%) | $459,690 (+24.33%) Land $65,000 Building $394,690 | $459,690 (+24.33%) Land $65,000 Building $394,690 |
| 2022 | $9,191.00 | $369,723 Land $50,000 Building $319,723 | $369,723 Land $50,000 Building $319,723 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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