Clay County property record for 3678 Eagle Rock Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,652 sqft · built 2020 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Oct 2022) |
| Tax Bill | $5,499 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-25-007953-063-76 |
| Primary APN | 18-04-25-007953-063-76 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,652 sqft Heated Area |
| Gross Area | 3,561 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,536 sqft (0.173 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3678 EAGLE ROCK RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 76 EAGLE ROCK @ EAGLE LANDING AS REC O R 4662 PG 2152 |
| Legal Lot Number | 76 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30205 |
3678 Eagle Rock Rd is owned and occupied by an individual who bought it in October 2022.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 23, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Dec 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage BAY EQUITY LLC |
| Dec 11, 2020 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage BAY EQUITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2022 · Amount on File |
| Deed Sale | Oct 31, 2022 · Amount on File |
| Prior Sale | May 23, 2022 · Amount on File |
| Deed Document Number | 2022064601 |
| Deed Book / Page | 4662 / 2152 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 31, 2022 |
| Property Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0046622152 |
| Book / Page | 4662 / 2152 |
| Map Reference | MB 63 PG 19-25 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022064601 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0046622154 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 4662/2154 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 23, 2022 |
| Property Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0046101387 |
| Book / Page | 4610 / 1387 |
| Map Reference | MB 63 PG 19-25 |
| Instrument Date | May 8, 2022 |
| Instrument | 2022032499 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,444.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2901 STEINER CT SW, BIRMINGHAM, AL 35211-3425 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8649 LAKE GEORGE CIR E, MACCLENNY, FL 32063-4670 |
| Document Number | 0043890636 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 4389/636 |
| Instrument | 2020065797 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 11, 2020 |
| Property Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0043880780 |
| Book / Page | 4388 / 780 |
| Map Reference | MB 63 PG 19-25 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 2020065362 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Title Company | SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,610.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 3678 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0004388782 |
|---|---|
| Date | Dec 11, 2020 |
| Instrument | 4388/782 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Number | 0043890650 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 4389/650 |
| Instrument | 2020065798 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAUSALITO, CA 94965 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3678 Eagle Rock Rd was $5,499 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,499.00 Homeowner's exemption | $400,745 Land $75,000 Building $325,745 | $400,745 Land $75,000 Building $325,745 |
| 2023 | $8,923.00 (+8.39%) Homeowner's exemption | $381,118 (+24.25%) Land $65,000 Building $316,118 | $381,118 (+24.25%) Land $65,000 Building $316,118 |
| 2022 | $8,232.00 | $306,734 Land $50,000 Building $256,734 | $306,734 Land $50,000 Building $256,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3678 Eagle Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3678 Eagle Rock Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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