Clay County property record for 3656 Eagle Rock Rd, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,664 sqft · built 2021 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $353,115 (Mar 2021) |
| Tax Bill | $4,315 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04-25-007953-063-81 |
| Primary APN | 18-04-25-007953-063-81 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 3,147 sqft |
| 1st Floor Area | 1,175 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3656 EAGLE ROCK RD |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-9132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 EAGLE ROCK @ EAGLE LANDING AS REC OR 4425 PG 11 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | EAGLE ROCK |
| Legal Lot Number | 81 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 30205 |
Source: Clay County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3656 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Mar 5, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST EQUITY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on Record |
| Deed Sale | Mar 5, 2021 · Amount on Record |
| Deed Document Number | 202113576 |
| Deed Book / Page | 4425 / 11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 3656 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0000015897 |
| Book / Page | 5030 / 2191 |
| Instrument Date | Dec 27, 2025 |
| Instrument | 202615897 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3656 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0000015897, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 5030/2191 |
| Instrument | 202615897 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2041 |
| Rate | 5.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 5, 2021 |
| Property Address | 3656 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0044250011 |
| Book / Page | 4425 / 11 |
| Map Reference | MB 63 PG 19-25 |
| Instrument Date | Mar 2, 2021 |
| Instrument | 2021013576 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 5, 2022 |
| Title Company | SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,472.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9452 PHILIPS HWY STE 4, 9452, JACKSONVILLE, FL 32256-1332 |
| Name | Verified Name |
|---|---|
| Address | 3656 EAGLE ROCK RD, MIDDLEBURG, FL 32068-9132 |
| Document Number | 0000442513 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 4425/13 |
| Name | FIRST EQUITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,315.00 (+4.76%) Homeowner's exemption | $323,069 (+5.99%) | $465,978 (+4.88%) Land $75,000 Building $390,978 |
| 2024 | $4,119.00 (-46.95%) | ||
| 2023 | $7,765.00 (+3.98%) Homeowner's exemption | $304,821 (+3%) | $444,311 (+24.39%) Land $65,000 Building $379,311 |
| 2022 | $7,468.00 Homeowner's exemption | $295,943 | $357,192 Land $50,000 Building $307,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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