Sherburne County property record for 3658 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,464 sqft · built 1971 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jul 2001) |
| Tax Bill | $3,434 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-403-0090 |
| Primary APN | 25-403-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 1,265 sqft |
| Finished Basement | 1,265 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Mixed |
| Garage Area | 624 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 196 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17233 |
|---|---|
| Street Address | 3658 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | S 1-2 OF LOT 9 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Subdivision | VARNER RIVER ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31500 |
3658 12th Ave SE is owned and occupied by two individuals who bought it in July 2001.
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3658 12TH AVE SE, SAINT CLOUD, MN 56304-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2001 · Amount on File |
| Deed Sale | Jul 31, 2001 · Amount on File |
| Deed Document Number | 200154441 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3658 12th Ave SE was $3,434 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $429,900 (+2.48%) Land $187,300 Building $242,600 | $429,900 (+2.48%) Land $187,300 Building $242,600 | |
| 2025 | $3,434.00 | $419,500 Land $174,300 Building $245,200 | $419,500 Land $174,300 Building $245,200 |
| 2023 | $3,266.00 | $411,900 Land $174,300 Building $237,600 | |
| 2021 | $411,900 Land $174,300 Building $237,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3658 12th Ave SE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3658 12th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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