Sherburne County property record for 3612 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,074 sqft · built 1957 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Jun 1997) |
| Tax Bill | $4,342 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-403-0091 |
| Primary APN | 25-403-0091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 1,542 sqft |
| Finished Basement | 1,542 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 62,726 sqft (1.44 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 516 sqft |
| Deck Area | 252 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17234 |
|---|---|
| Street Address | 3612 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | ALL THAT PART OF LOT 9 OF VARNER'S RIVER ADDITION ACCORDING TO THE PLAT THEREOF ON FILE AND OF RECORD IN THE OFFICE OF THE |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Subdivision | VARNER RIVER ADDITION |
| Legal Lot Number | 9 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31500 |
3612 12th Ave SE is owned and occupied by two individuals who bought it in June 1997.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3612 12TH AVE SE, SAINT CLOUD, MN 56304-9532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 1997 · Amount on File |
| Deed Sale | Jun 5, 1997 · Amount on File |
| Deed Document Number | 199741400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3612 12TH AVE SE, SAINT CLOUD, MN 56304-9532 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000924766 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 924766 |
| Name | TIAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3612 12th Ave SE was $4,342 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,600 (+2.52%) Land $172,800 Building $356,800 | $529,600 (+2.52%) Land $172,800 Building $356,800 | |
| 2025 | $4,342.00 | $516,600 Land $172,200 Building $344,400 | $516,600 Land $172,200 Building $344,400 |
| 2023 | $4,128.00 | $512,500 Land $172,200 Building $340,300 | |
| 2021 | $512,500 Land $172,200 Building $340,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3612 12th Ave SE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3612 12th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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