Sherburne County property record for 3591 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,380 sqft · built 1972 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,000 (May 2000) |
| Tax Bill | $2,408 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-402-0440 |
| Primary APN | 25-402-0440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,604 sqft |
| Basement Area | 1,038 sqft |
| Finished Basement | 1,038 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Driveway | Driveway |
| Patio Area | 238 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17210 |
|---|---|
| Street Address | 3591 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 7, BLK 4 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 13 |
| Legal Subdivision | VALLEY VIEW FIRST ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 31500 |
3591 12th Ave SE is owned and occupied by two individuals who bought it in May 2000.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3591 12TH AVE SE, SAINT CLOUD, MN 56304-9531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2000 · Amount on File |
| Deed Sale | May 3, 2000 · Amount on File |
| Deed Document Number | 200050410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 3591 12TH AVE SE, SAINT CLOUD, MN 56304-9531 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000914494 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 914494 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Apr 1, 2029 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3591 12th Ave SE was $2,408 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,000 (+0.39%) Land $84,400 Building $222,600 | $307,000 (+0.39%) Land $84,400 Building $222,600 | |
| 2025 | $2,408.00 | $305,800 Land $84,400 Building $221,400 | $305,800 Land $84,400 Building $221,400 |
| 2023 | $2,230.00 | $291,700 Land $74,700 Building $217,000 | |
| 2021 | $291,700 Land $74,700 Building $217,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3591 12th Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3591 12th Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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