3655 Ralph St, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 3655 Ralph St, Hokes Bluff, AL 35903

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,843 sqft · built 1976
Lot Size	7.9 acres (344,124 sqft)
Owner	2 Individual Names on File
Last Sale	$239,900 (Mar 2019)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-04-17-0-001-100.000`

Property Details

APN / Parcel Number

Primary APN	`14-04-17-0-001-100.000`
Alternative APNs	`236110` `26170`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,843 sqft Living Area
1st Floor Area	3,843 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	344,124 sqft (7.9 acres)
Garage Area	992 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	1,012 sqft
Utility Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	236110
Street Address	3655 RALPH ST
City	GADSDEN
State	AL
Zip	35903-7654
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	H/S BASE YEAR - COM SW COR LT 36 J T NOOJIN EST SUB PLAT C-44-45 TH NE 72 ALONG E ROW OF RALPH ST TO POB TH NE 286 ALONG ROW TH SE 907.73 TH SW 485.4 TH NW 455S TH NE 200 TH NW 456.1 TO POB BEING PT LTS 35-37 J T NOOJIN EST SUB PLAT C-44-45 7.9 AC(C)
Legal Range	7E
Legal Township	12S
Legal Section	17
Legal Subdivision	NOOJIN, J T EST
Legal Lot Number	36
Jurisdiction	ETOWAH AL
Township / Civil Division	HOKES BLUFF
Census Block Group	3
Census Block	3080
Census Tract	10601

Owner

3655 Ralph St, a rural home, is owned and occupied by two individuals who bought it in March 2019.

Source: Etowah County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3655 RALPH ST, GADSDEN, AL 35903-7654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMEMAX MTG GROUP
Aug 10, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2019 · Amount on File
Deed Sale	Mar 19, 2019 · Amount on File
Prior Sale	Aug 10, 2018 · Amount on File
Deed Document Number	20193481141
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Mar 19, 2019
Property Address	3655 RALPH ST, HOKES BLUFF, AL 35903-7654
Document Number	0003481141
Instrument Date	Mar 19, 2019
Instrument	3481141
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 RALPH ST, HOKES BLUFF, AL 35903-7654

Mortgage

Document Number	0003481142
Date	Mar 19, 2019
Instrument	3481142

Lender

Name	PRIMEMAX MTG GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0003481141
Date	Mar 19, 2019
Instrument	3481141

Lender

Name	PRIMEMAX MTG GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Aug 10, 2018
Property Address	3655 RALPH ST, HOKES BLUFF, AL 35903-7654
Document Number	0003471936
Instrument Date	Aug 9, 2018
Instrument	3471936
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 SW BRUSHY MOUND RD, 165, BURLESON, TX 76028-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 PENNY LN, BURLESON, TX 76028-3504

Tax Assessment & Valuation

The 2025 property tax bill for 3655 Ralph St was $1,045 with a homeowner's exemption.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00 Homeowner's exemption	$29,040 Land $4,160 Building $24,880	$290,400 Land $41,600 Building $248,800
2023	Homeowner's exemption Additional exemption filed	$29,040 Land $4,160 Building $24,880	$290,400 Land $41,600 Building $248,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3655 Ralph St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3655 Ralph St is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 86% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE WATER WORKS BOARD serves 6,465 people · EPA ID AL0000578
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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