Etowah County property record for 3569 Ralph St, Hokes Bluff, AL 35903
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,640 sqft · built 1989 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,372 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04-17-0-001-095.003 |
| Primary APN | 14-04-17-0-001-095.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,640 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| 2nd Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Foundation Type | Crossed Walls |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Mixed |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 026148 |
|---|---|
| Street Address | 3569 RALPH ST |
| City | GADSDEN |
| State | AL |
| Zip | 35903-7655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H/S BASE YEAR- 1990 LT 230'X 418'X 241.31'X 417.85' PT LTS 33 & 34 J T NOOJIN EST PLAT C-44 17-12-7 1555-359 NOOJIN, J T EST C-44 LT 033 & 034 (PT) |
| Legal Subdivision | J T NOOJIN ESTATE |
| Legal Lot Number | 33-34 |
| Jurisdiction | ETOWAH AL |
| Township / Civil Division | HOKES BLUFF |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 10601 |
3569 Ralph St is owned and occupied by two individuals.
Source: Etowah County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3569 RALPH ST, GADSDEN, AL 35903-7655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3569 Ralph St was $1,372 with a homeowner's exemption, down 11.4% from the year before.
Source: Etowah County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Etowah County |
| Municipality | Hokes Bluff City |
| Unified School District | Etowah County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,372.00 (-11.43%) Homeowner's exemption | ||
| 2025 | $1,549.00 Homeowner's exemption | $42,940 Land $2,740 Building $40,200 | $358,800 Land $21,800 Building $337,000 |
| 2023 | $1,484.00 (+20.55%) Homeowner's exemption Senior Citizen's exemption | $34,600 (+20.35%) Land $2,180 Building $32,420 | $346,000 (+20.35%) Land $21,800 Building $324,200 |
| 2022 | $1,231.00 Homeowner's exemption Senior Citizen's exemption | $28,750 Land $2,180 Building $26,570 | $287,500 Land $21,800 Building $265,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3569 Ralph St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3569 Ralph St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOKES BLUFF WATER BOARD serves 5,536 people · EPA ID AL0000581 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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