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3524 Ralph St, Hokes Bluff (Gadsden), AL 35903 Property Records

Etowah County property record for 3524 Ralph St, Hokes Bluff, AL 35903

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,114 sqft · built 2021
Lot Size0.8 acres (34,848 sqft)
Owner2 Individual Names on Record
Last Sale$25,000 (Aug 2019)
Tax Bill$1,342 (2026)
Deeds & MortgagesAug 2019 Sale
Flood ZoneZone X (minimal risk)
APN14-04-17-0-001-098.003

Property Details

APN / Parcel Number

Primary APN14-04-17-0-001-098.003
Alternative APNs
  • 239971
  • 26166

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area2,114 sqft Living Area
1st Floor Area2,053 sqft
2nd Floor Area61 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area34,848 sqft (0.8 acres)
Pool Area804 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number239971
Street Address3524 RALPH ST
CityGADSDEN
StateAL
Zip35903-7655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH/S BASE YEAR LT 140 X 255.69 X 140 X 277.84 LYING IN GOVT LT M AND BEING PT LT 52 J T NOOJIN EST SUB PLAT C-44-45 17-12-7 1407-839,DR-86-327-ST,D-2019-3489864(ROS)
Legal Range7E
Legal Township12S
Legal Section17
Legal SubdivisionNOOJIN, J T EST
Legal Lot NumberPT-52
JurisdictionETOWAH AL
Township / Civil DivisionHOKES BLUFF
Census Block Group3
Census Block3067
Census Tract10601

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3524 RALPH ST, GADSDEN, AL 35903-7655
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Deed Document Number20193489864
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionETOWAH AL
Recording DateAug 30, 2019
Property Address3524 RALPH ST, HOKES BLUFF, AL 35903-7655
Document Number3489864
Instrument DateAug 30, 2019
Instrument3489864
Transaction TypeTransfer
Record UpdatedSep 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address220 NOCCALULA DR, GADSDEN, AL 35904-3417

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyEtowah County
MunicipalityHokes Bluff City
Unified School DistrictEtowah County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,342.00 (-15.97%) Homeowner's exemption
2025$1,597.00 (-0.19%) Homeowner's exemption$40,160 (-0.1%) Land $960 Building $39,200$401,300 (-0.17%) Land $9,500 Building $391,800
2023$1,600.00 (+22.23%) Homeowner's exemption$40,200 (+21.38%) Land $950 Building $39,250$402,000 (+21.38%) Land $9,500 Building $392,500
2022$1,309.00 Homeowner's exemption$33,120 Land $950 Building $32,170$331,200 Land $9,500 Building $321,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOKES BLUFF WATER BOARD
serves 5,536 people · EPA ID AL0000581
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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