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3655 Paper Mill Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3655 Paper Mill Rd, Soquel, CA 95073 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,588 sqft · built 1988
Lot Size0.147 acres (6,403 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Sep 2017)
Tax Bill$5,685 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN030-331-10

Property Details

APN / Parcel Number

Primary APN030-331-10
Alternative APN
  • 030-331-10-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,588 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialWood Shingle
Lot Area6,403 sqft (0.147 acres)

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3655 PAPER MILL RD
CitySOQUEL
StateCA
Zip95073-2235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTRACT 1140 PAPER MILL
Legal Lot Number2
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1035
Census Tract122001

Owner

Source: Santa Cruz County records · APN 030-331-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3655 PAPER MILL RD, SOQUEL, CA 95073-2235
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP
Sep 27, 2017Grant Deed, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2017 · Amount on Record
Deed SaleSep 27, 2017 · Amount on Record
Deed Document Number201732259
Prior Transfer DateJul 19, 2005
Prior Transfer Doc0000049742
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3655 PAPER MILL RD, SOQUEL, CA 95073-2235
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 537, SOQUEL, CA 95073-0537

Mortgage

Document Number0000059676
DateDec 09, 2021
Instrument2021-0059676
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2032

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 27, 2017
Property Address3655 PAPER MILL RD, SOQUEL, CA 95073-2235
Document Number0000032259
Map ReferenceMAP77 PG1
Instrument DateSep 18, 2017
Instrument2017-0032259
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3655 PAPER MILL RD, SOQUEL, CA 95073-2235

Mortgage

Document Number0000032260
DateSep 27, 2017
Instrument2017-0032260
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$363,155 (+2%) Land $175,719 Building $187,436
2025$5,685.00 (+11.56%) Homeowner's exemption$356,034 (+4.04%) Land $172,273 Building $183,761
2023$5,096.00 (+2%) Homeowner's exemption$342,210 Land $165,584 Building $176,626$870,120
2022$4,996.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims25 (1982–2023)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: AT&T, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

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