3600 Paper Mill Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3600 Paper Mill Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,573 sqft · built 1997
Lot Size	0.924 acres (40,249 sqft)
Owner	2 Company Names on Record
Last Sale	$908,000 (Oct 2025)
Tax Bill	$12,597 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2025 Mortgage + 8 more
Flood Zone	Zone AE (high risk)
APN	`030-281-15`

Property Details

APN / Parcel Number

Primary APN	`030-281-15`
Alternative APN	`030-281-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,573 sqft Living Area
Gross Area	3,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Tile
Lot Area	40,249 sqft (0.924 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	815 sqft
Parking Spaces	3 Parking Spaces
Deck Area	271 sqft
Patio Area	271 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	3600 PAPER MILL RD
City	SOQUEL
State	CA
Zip	95073-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	A030 28
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1032
Census Tract	122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Intrafamily Transfer, Transfer
Sep 16, 2025	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Oct 21, 2025	Intrafamily Transfer, Transfer · Closed-End Mortgage US BANK NA
Oct 21, 2025	Grant Deed, Transfer · Loan Assumption NORTH AMERICAN SAVINGS BANK FSB
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jun 7, 2021	Intrafamily Transfer, Transfer
Jun 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on Record
Deed Sale	Oct 21, 2025 · Amount on Record
Prior Sale	Jan 20, 2011 · Amount on Record
Deed Document Number	202522420
Prior Transfer Date	Jun 21, 1996
Prior Transfer Doc	0000053586
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 31, 2025
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000023368
Instrument Date	Oct 30, 2025
Instrument	2025-0023368
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

Mortgage

Document Number	0000019477
Date	Sep 16, 2025
Instrument	2025-0019477

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2055

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 21, 2025
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000022419
Instrument Date	Aug 25, 2025
Instrument	2025-0022419
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

Mortgage

Document Number	0000019477
Date	Oct 21, 2025
Instrument	2025-0019477

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 14, 2055

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 21, 2025
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000022420
Instrument Date	Aug 25, 2025
Instrument	2025-0022420
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

Mortgage

Document Number	0000022421
Date	Oct 21, 2025
Instrument	2025-0022421

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	183 Months
Due	Jan 1, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

Mortgage

Document Number	0000052703
Date	Dec 8, 2020
Instrument	2020-0052703

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 7, 2021
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000031349
Instrument Date	Jun 5, 2021
Instrument	2021-0031349
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 3, 2020
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000019194
Instrument Date	May 30, 2020
Instrument	19194
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3600 PAPER MILL RD SOQUEL CA 950732241, SOQUEL, CA 95073-2241

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 6, 2020
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000040202
Instrument Date	May 2, 2020
Instrument	2020-0040202
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241

Mortgage

Document Number	0000040203
Date	Oct 6, 2020
Instrument	2020-0040203

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Jun 1, 2040

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 16, 2020
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000009167
Instrument Date	Feb 20, 2020
Instrument	9167
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3600 PAPER MILL RD SOQUEL CA 950732241, SOQUEL, CA 95073-2241

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 20, 2018
Property Address	3600 PAPER MILL RD, SOQUEL, CA 95073-2241
Document Number	0000008268
Instrument Date	Mar 20, 2018
Instrument	8268
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3600 PAPER MILL RD SOQUEL CA 950732241, SOQUEL, CA 95073-2241

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,022 (+2%) Land $392,041 Building $591,981
2025	$12,597.00 (+7.34%) Homeowner's exemption	$964,728 (+4.04%) Land $384,354 Building $580,374
2024	$11,736.00 (+2.35%)
2023	$11,467.00 (+1.29%) Homeowner's exemption	$927,266 Land $369,429 Building $557,837	$1,558,530
2022	$11,321.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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