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3560 Paper Mill Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3560 Paper Mill Rd, Soquel, CA 95073 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,684 sqft · built 1978
Lot Size0.381 acres (16,596 sqft)
Owner2 Individual Names on File
Last Sale$432,000 (Sep 2012)
Tax Bill$7,763 (2025)
Deeds & MortgagesApr 2022 Mortgage
Dec 2020 Mortgage
Flood ZoneZone AE (high risk)
APN030-031-21

Property Details

APN / Parcel Number

Primary APN030-031-21
Alternative APN
  • 030-031-21-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area16,596 sqft (0.381 acres)
TerrainSteep
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
Parking Spaces1 Parking Space
Deck Area557 sqft
Patio Area557 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3560 PAPER MILL RD
CitySOQUEL
StateCA
Zip95073-2242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP 000000 00000
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1032
Census Tract122001

Owner

Source: Santa Cruz County records · APN 030-031-21

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3560 PAPER MILL RD, SOQUEL, CA 95073-2242
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Dec 21, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2012 · Amount on Record
Deed SaleSep 13, 2012 · Amount on Record
Prior SaleOct 15, 1999 · Amount on Record
Deed Document Number201243993
Last Transfer DateOct 14, 2020
Transfer Doc0000055575
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3560 PAPER MILL RD, SOQUEL, CA 95073-2242
Transaction TypeMortgage
Record UpdatedMay 04, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address6717 DEEP VALLEY LN, FORT WORTH, TX 76132-1121

Mortgage

Document Number0000012812
DateApr 21, 2022
Instrument2022-0012812
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term172 Months
DueAug 01, 2036

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateDec 21, 2020
Property Address3560 PAPER MILL RD, SOQUEL, CA 95073-2242
Document Number0000055575
Instrument DateOct 14, 2020
Instrument2020-0055575
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySOLIDIFI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3560 PAPER MILL RD, SOQUEL, CA 95073-2242

Mortgage

Document Number0000055576
DateDec 21, 2020
Instrument2020-0055576
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueNov 01, 2040

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$542,617 (+2%) Land $326,575 Building $216,042
2025$7,763.00 (+10.68%)$531,978 (+4.04%) Land $320,172 Building $211,806
2023$7,014.00 (+1.64%)$511,320 Land $307,739 Building $203,581$851,310
2022$6,901.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims25 (1982–2023)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2023, tidal / storm surge, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims
  • Severe Storms & Flooding, Feb 1986 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 282 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
VerizonFixed Wireless300 / 20
Surfnet CommunicationsFixed Wireless100 / 20

May also be available at this address: AT&T, Etheric Communications, LLC.. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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