3655 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 3655 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,225 sqft · built 1960
Lot Size	0.756 acres (32,944 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (May 2025)
Tax Bill	$5,409 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`26-19-32-501-0000-0010`

Property Details

APN / Parcel Number

Primary APN	`26-19-32-501-0000-0010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,225 sqft Living Area
1st Floor Area	2,225 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,944 sqft
Lot Dimensions	284 ft deep x 116 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	345 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	511 sqft
Patio Area	1 sqft
Utility Building	155 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3655 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CAMERONS PLAN OF LOG LANDING ORB 359 PG 224
Legal Range	32E
Legal Township	19S
Legal Section	26
Legal Subdivision	CAMERONS PLAN OF LOG LANDING
Legal Tract	501
Legal Lot Number	1
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 W 16TH ST, SANFORD, FL 32771-3219
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2025 · Amount on Record
Deed Sale	May 20, 2025 · Amount on Record
Prior Sale	Oct 8, 2021
Deed Document Number	2025048381
Deed Book / Page	10827 / 1281
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Oct 8, 2021
Property Address	3655 E OSCEOLA RD, GENEVA, FL 32732-9408
Document Number	0100660126
Book / Page	10066 / 126
Map Reference	MB 359 PG 225
Instrument Date	Sep 28, 2021
Instrument	2021133527
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 E OSCEOLA RD, GENEVA, FL 32732-9408

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,409.00 (+155.26%)	$187,768 (+5.99%)	$391,825 (+9.07%) Land $160,000 Building $231,825
2023	$2,119.00 (+2.86%) Homeowner's exemption	$177,161 (+3%)	$359,235 (+0.6%) Land $140,000 Building $219,235
2022	$2,060.00 Homeowner's exemption	$172,001	$357,080 Land $140,000 Building $217,080

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30