3551 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 3551 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 932 sqft · built 1966
Lot Size	1 acres (43,718 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Apr 2026)
Tax Bill	$4,904 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`25-19-32-300-0040-0000`

Property Details

APN / Parcel Number

Primary APN	`25-19-32-300-0040-0000`
Alternative APN	`19322530000400000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,718 sqft (1 acres)
Lot Dimensions	175 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	438 sqft
Patio Area	1 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3551 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 25 TWP 19S RGE 32E E 150.55 FT OF W 300.55 FT OF N 175 FT OF W 1/2 OF N 1/2 OF GOVT LOT 3
Legal Range	32E
Legal Township	19S
Legal Section	25
Legal Tract	300
Legal Lot Number	3
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

3551 E Osceola Rd is owned by an individual who bought it in April 2026.

Source: Seminole County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3001 WILD TURKEY RUN, GENEVA, FL 32732-8889
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 19, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Feb 7, 2013 · Amount on File
Deed Document Number	202634862
Deed Book / Page	11015 / 1454
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0098191895
Record Updated	Oct 29, 2026

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 9, 2026
Property Address	3551 E OSCEOLA RD, GENEVA, FL 32732
Document Number	0000034862
Book / Page	11015 / 1454
Instrument Date	Apr 2, 2026
Instrument	202634862
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 WILD TURKEY RUN, GENEVA, FL 32732-8889

Mortgage

Document Number	0000034863,
Date	Apr 9, 2026
Instrument	202634863

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Apr 9, 2026
Property Address	3551 E OSCEOLA RD, GENEVA, FL 32732
Document Number	0110151454
Book / Page	11015 / 1454
Instrument Date	Apr 2, 2026
Instrument	202634862
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3001 WILD TURKEY RUN, GENEVA, FL 32732-8889

Mortgage

Document Number	0000034863,
Date	Apr 9, 2026
Instrument	202634863

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Mar 18, 2024
Property Address	3551 E OSCEOLA RD, GENEVA, FL 32732
Document Number	0105970515
Book / Page	10597 / 515
Instrument Date	Mar 12, 2024
Instrument	2024023781
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23559, SAINT PETERSBURG, FL 33742-3559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 LAKE WELDONA DR, ORLANDO, FL 32806-1428

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Jan 19, 2021
Property Address	3551 E OSCEOLA RD, GENEVA, FL 32732
Document Number	0098191895
Book / Page	9819 / 1895
Instrument Date	Dec 15, 2020
Instrument	2021007729
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 23559, SAINT PETERSBURG, FL 33742-3559

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 8, 2018
Property Address	3551 E OSCEOLA RD, GENEVA, FL 32732
Document Number	0091260588
Book / Page	009126 / 000588
Instrument Date	May 2, 2018
Instrument	50822
Transaction Type	Transfer
Record Updated	Jun 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	822 WALNUT ST ORLANDO FL 328061363, ORLANDO, FL 32806-1363

Tax Assessment & Valuation

The 2025 property tax bill for 3551 E Osceola Rd was $4,904.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,904.00	$337,112 Land $225,000 Building $112,112	$337,112 Land $225,000 Building $112,112
2023	$4,209.00 (+5.75%)	$302,402 (+2.8%)	$302,402 (+0.34%) Land $200,000 Building $102,402
2022	$3,980.00	$294,162	$301,381 Land $200,000 Building $101,381

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3551 E Osceola Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3551 E Osceola Rd is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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