3658 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 3658 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,494 sqft · built 1976
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2019)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`26-19-32-300-002A-0000`

Property Details

APN / Parcel Number

Primary APN	`26-19-32-300-002A-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	900 sqft
2nd Floor Area	594 sqft
Upper Floors Area	594 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2010
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	520 sqft
Pole Barn	1,304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3658 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 TWP 19S RGE 32E BEG SW COR OF NE 1/4 OF NE 1/4 RUN E 130.3 FT N 30 DEG 15 MIN E 331.8 FT N 25 DEG 10 SEC E 413 FT N 23
Legal Range	32E
Legal Township	19S
Legal Section	26
Legal Subdivision	SOUTHERN FLORIDA CITRUS COMPAN
Legal Tract	300
Legal Lot Number	14
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3658 E OSCEOLA RD, GENEVA, FL 32732-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
May 13, 2019	Grant Deed, Transfer SERVICELINK
Nov 16, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on Record
Deed Sale	Oct 16, 2019 · Amount on Record
Prior Sale	May 13, 2019 · Amount on Record
Deed Document Number	2019112429
Deed Book / Page	09458 / 0473
Record Updated	Jun 8, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 16, 2019
Property Address	3658 E OSCEOLA RD, GENEVA, FL 32732-9568
Document Number	0094580473
Book / Page	009458 / 000473
Instrument Date	Oct 15, 2019
Instrument	112429
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST SERVICE TITLE, FIRST SERVICE TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3658 E OSCEOLA RD GENEVA FL 327329568, GENEVA, FL 32732-9568

Mortgage

Document Number	94580474
Date	Oct 16, 2019
Book Page	009458/000474
Instrument	112430

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SEMINOLE FL
Recording Date	May 13, 2019
Property Address	3658 E OSCEOLA RD, GENEVA, FL 32732-9568
Document Number	0093521643
Book / Page	009352 / 001643
Instrument Date	Apr 26, 2019
Instrument	50255
Transaction Type	Transfer
Record Updated	May 27, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2085 TALL PINE TRL GENEVA FL 327329139, GENEVA, FL 32732-9139

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEMINOLE FL
Recording Date	Nov 16, 2018
Property Address	3658 E OSCEOLA RD, GENEVA, FL 32732-9568
Document Number	0092501042
Book / Page	009250 / 001042
Instrument Date	Oct 23, 2018
Instrument	130619
Transaction Type	Foreclosure
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 S WEST TEMPLE SALT LAKE CITY UT 841154412, SALT LAKE CITY, UT 84115-4412

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,264.00 (-0.7%) Homeowner's exemption	$200,592 (+5.99%)	$332,820 (+9.13%) Land $102,849 Building $229,971
2023	$2,280.00 (+2.84%) Homeowner's exemption	$189,261 (+3%)	$304,964 (+0.69%) Land $90,306 Building $214,658
2022	$2,217.00 Homeowner's exemption	$183,749	$302,860 Land $90,306 Building $212,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 86% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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