Washoe County property record for 3654 Koskela Dr, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,707 sqft · built 1978 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Mar 2023) |
| Tax Bill | $1,974 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-043-15 |
| Primary APN | 028-043-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,707 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,707 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 110 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3654 KOSKELA DR |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89431-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6 |
| Legal Description | SILVERGATE 2 LT 28 |
| Legal Subdivision | SILVERGATE SUB UNIT NO 2 |
| Legal Lot Number | 28 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 2901 |
Source: Washoe County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 271, GERLACH, NV 89412-0271 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 31, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 31, 2023 | Intrafamily Transfer, Transfer TICOR TITLE- RENO, TICOR TITLE RENO |
| May 10, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Mar 14, 2017 | Quit Claim Deed, Transfer · Conventional with PMI BANC HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on Record |
| Deed Sale | Mar 31, 2023 · Amount on Record |
| Prior Sale | Nov 18, 2014 · Amount on Record |
| Deed Document Number | 20235371039 |
| Prior Transfer Date | May 5, 2021 |
| Prior Transfer Doc | 0005177630 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 31, 2023 |
| Property Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Document Number | 0005371039 |
| Map Reference | FILE 456270 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 5371039 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Title Company | TICOR TITLE - RENO (LAKESIDE), TICOR TITLE RENO LAKESIDE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,988.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 271, GERLACH, NV 89412-0271 |
| Document Number | 0005371040 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 5371040 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 31, 2023 |
| Property Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Document Number | 0005371038 |
| Map Reference | FILE 456270 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 5371038 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Title Company | TICOR TITLE- RENO, TICOR TITLE RENO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Name | Verified Name |
|---|---|
| Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 10, 2021 |
| Property Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Document Number | 0005177630 |
| Map Reference | FILE 456270 |
| Instrument Date | May 5, 2021 |
| Instrument | 5177630 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | ACME TITLE AND ESCROW SERVICES, ACME TITLE AND ESCROW SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Document Number | 0005177631 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 5177631 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Mar 14, 2017 |
| Property Address | 3654 KOSKELA DR, SPARKS, NV 89431-1238 |
| Document Number | 0004687102 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 4687102 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | CAPITAL TITLE COMPANY OF NV |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3654 KOSKELA DR SPARKS NV 894311238, SPARKS, NV 89431-1238 |
| Document Number | 4687103 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 4687103 |
| Name | BANC HM LNS |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92612 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,459 (-2.25%) Land $36,540 Building $27,919 | ||
| 2025 | $1,974.00 (+11.09%) | $65,940 (+2.54%) Land $36,715 Building $29,225 | $188,400 (+2.54%) Land $104,900 Building $83,500 |
| 2023 | $1,777.00 | $64,306 Land $34,930 Building $29,376 | $183,732 (+42.47%) Land $99,800 Building $83,932 |
| 2021 | $128,966 Land $56,100 Building $72,866 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 62% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures