Washoe County property record for 3653 Koskela Dr, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1978 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (May 2026) |
| Tax Bill | $1,376 (2023) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-044-13 |
| Primary APN | 028-044-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| Gross Area | 1,819 sqft |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.149 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Metal Porch |
| Porch Area | 284 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3653 KOSKELA DR |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89431-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6 |
| Legal Description | SILVERGATE 2 LT 12 |
| Legal Subdivision | SILVERGATE SUB UNIT NO 2 |
| Legal Lot Number | 12 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2901 |
Source: Washoe County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3653 KOSKELA DR, SPARKS, NV 89431-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| May 15, 2026 | Bargain and Sale Deed, Transfer LANDMARK TITLE |
| May 15, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | Oct 25, 2012 · Amount on Record |
| Deed Document Number | 20265622813 |
| Prior Transfer Date | Oct 4, 2012 |
| Prior Transfer Doc | 0004161203 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 15, 2026 |
| Property Address | 3653 KOSKELA DR, SPARKS, NV 89431-1239 |
| Document Number | 0005622811 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265622811 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | LANDMARK TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1175 FARGATE CIR, SAN JOSE, CA 95131-3117 |
| Investor | Possibly a Property Investor |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 15, 2026 |
| Property Address | 3653 KOSKELA DR, SPARKS, NV 89431-1239 |
| Document Number | 0005622813 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026.5622813 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178,063.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3653 KOSKELA DR, SPARKS, NV 89431-1239 |
| Document Number | 0005622814, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 2026.5622814 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $60,584 (-2.12%) Land $36,540 Building $24,044 | ||
| 2025 | $61,899 (+2.77%) Land $36,715 Building $25,184 | $176,854 (+2.77%) Land $104,900 Building $71,954 | |
| 2023 | $1,376.00 | $60,232 Land $34,930 Building $25,302 | $172,092 (+44.79%) Land $99,800 Building $72,292 |
| 2021 | $118,860 Land $56,100 Building $62,760 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 44% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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