Washoe County property record for 3643 Koskela Dr, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,683 sqft · built 1978 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Jun 2021) |
| Tax Bill | $2,133 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-044-14 |
| Primary APN | 028-044-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,490 sqft (0.148 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 30 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 52778 |
|---|---|
| Street Address | 3643 KOSKELA DR |
| City | SPARKS |
| State | NV |
| Zip | 89431-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6 |
| Legal Description | SILVERGATE 2 LT 13 |
| Legal Range | 20 |
| Legal Township | 20 |
| Legal Subdivision | SILVERGATE SUB UNIT NO 2 |
| Legal Lot Number | 13 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2901 |
Source: Washoe County records, as of January 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3643 KOSKELA DR, SPARKS, NV 89431-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO |
| May 31, 2019 | Grant Deed, Transfer · Conventional with PMI BAY EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2021 · Amount on Record |
| Deed Sale | Jun 24, 2021 · Amount on Record |
| Prior Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 5196465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Jun 24, 2021 |
| Property Address | 3643 KOSKELA DR, SPARKS, NV 89431-1239 |
| Document Number | 0005196465 |
| Map Reference | FILE 456270 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 5196465 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | TICOR TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,660.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3655 LAKESIDE DR, 3655, RENO, NV 89509-5280 |
| Name | Verified Name |
|---|---|
| Address | 3643 KOSKELA DR, SPARKS, NV 89431-1239 |
| Document Number | 0005196466 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 5196466 |
| Name | EVERGREEN MONEYSOURCE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98006 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 31, 2019 |
| Property Address | 3643 KOSKELA DR, SPARKS, NV 89431-1239 |
| Document Number | 0004916585 |
| Instrument Date | May 29, 2019 |
| Instrument | 4916585 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,209.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3643 KOSKELA DR SPARKS NV 894311239, SPARKS, NV 89431-1239 |
| Document Number | 4916586 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 4916586 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,133.00 (+16.56%) | $65,694 (+2.54%) Land $36,715 Building $28,979 | $187,698 (+2.54%) Land $104,900 Building $82,798 |
| 2023 | $1,830.00 | $64,065 Land $34,930 Building $29,135 | $183,044 Land $99,800 Building $83,244 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 62% of Nevada |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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