3651 S Joshua Tree Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3651 S Joshua Tree Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,112 sqft · built 2001
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Dec 2017)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-24-335`

Property Details

APN / Parcel Number

Primary APN	`309-24-335`
Alternative APN	`309243355`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,016 sqft
2nd Floor Area	1,096 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3651 S JOSHUA TREE LN
City	GILBERT
State	AZ
Zip	85297-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAN TAN RANCH PARCEL 13 MCR 546-25
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	SAN TAN RANCH PARCEL 13
Legal Lot Number	104
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1019
Census Tract	815700

Owner

Source: Maricopa County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 28, 2017	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Document Number	2017960818
Prior Transfer Date	Dec 27, 2017
Prior Transfer Doc	0000960819
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0000126349
Date	Mar 5, 2026
Instrument	20260126349

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0000227160
Date	Mar 14, 2022
Instrument	20220227160

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2017
Property Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000960818
Map Reference	MB 546 PG 25
Instrument Date	Sep 29, 2017
Instrument	2017-0960818
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11500 W 152ND ST, 11500, OVERLAND PARK, KS 66221-7231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0000960820
Date	Dec 28, 2017
Instrument	2017-0960820

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,200 (+109.58%)	$442,000 (+7.23%) Land $88,400 Building $353,600
2025	$1,591.00 (-6.58%)	$21,090 (-52.36%)	$412,200 (-6.89%) Land $82,400 Building $329,800
2024		$44,270	$442,700 Land $88,500 Building $354,200
2023	$1,703.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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