3645 S Joshua Tree Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3645 S Joshua Tree Ln, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,521 sqft · built 2001
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2026)
Tax Bill	$1,361 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2022 Mortgage + 11 more
Flood Zone	Zone X (moderate risk)
APN	`309-24-336`

Property Details

APN / Parcel Number

Primary APN	`309-24-336`
Alternative APN	`309243362`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,521 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,050 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3645 S JOSHUA TREE LN
City	GILBERT
State	AZ
Zip	85297-7938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SAN TAN RANCH PARCEL 13 MCR 546-25
Legal Range	6E
Legal Township	2S
Legal Section	2
Legal Subdivision	SAN TAN RANCH PARCEL 13
Legal Lot Number	105
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1019
Census Tract	815700

Owner

Source: Maricopa County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2022	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 14, 2022	Intrafamily Transfer, Transfer
Sep 17, 2021	Intrafamily Transfer, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Sep 17, 2021	Intrafamily Transfer, Transfer AMROCK INC
Sep 22, 2020	Quit Claim Deed, Transfer OTHER
Sep 22, 2020	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Nov 7, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Nov 7, 2019	Quit Claim Deed, Transfer OTHER
Sep 6, 2018	Quit Claim Deed, Transfer AMROCK INC
Sep 5, 2018	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Oct 2, 2017	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Oct 2, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Sep 17, 2021
Deed Document Number	2026472306
Prior Transfer Date	Oct 8, 2022
Prior Transfer Doc	0000776196
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 10, 2026
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000472306
Instrument Date	Jul 26, 2026
Instrument	2026472306
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0000472307,
Date	Aug 10, 2026
Instrument	2026472307

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2022
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000776194
Map Reference	MB 546 PG 25
Instrument Date	Oct 8, 2022
Instrument	20220776194
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3645 S JOSHUA TREE LN, 3645, GILBERT, AZ 85297-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0000776195
Date	Oct 14, 2022
Instrument	20220776195

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2022
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000776196
Map Reference	MB 546 PG 25
Instrument Date	Oct 8, 2022
Instrument	20220776196
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3645 S JOSHUA TREE LN, 3645, GILBERT, AZ 85297-7938

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2021
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0001007422
Map Reference	MB 546 PG 25
Instrument Date	Sep 13, 2021
Instrument	20211007422
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0001007423
Date	Sep 17, 2021
Instrument	20211007423

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 17, 2021
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0001007424
Map Reference	MB 546 PG 25
Instrument Date	Sep 13, 2021
Instrument	20211007424
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2020
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000889465
Instrument Date	Jul 28, 2020
Instrument	889465
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 22, 2020
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000889463
Map Reference	MB 546 PG 25
Instrument Date	Jul 28, 2020
Instrument	20200889463
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938

Mortgage

Document Number	0000889464
Date	Sep 22, 2020
Instrument	20200889464

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 7, 2019
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000895938
Instrument Date	Oct 31, 2019
Instrument	895938
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

Mortgage

Document Number	895939
Date	Nov 7, 2019
Instrument	895939

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2049

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 7, 2019
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000895940
Instrument Date	Oct 31, 2019
Instrument	895940
Transaction Type	Transfer
Record Updated	Nov 18, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 6, 2018
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000673454
Instrument Date	Aug 25, 2018
Instrument	673454
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 5, 2018
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000668842
Instrument Date	Aug 25, 2018
Instrument	668842
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

Mortgage

Document Number	668843
Date	Sep 5, 2018
Instrument	668843

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 2, 2017
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000728890
Instrument Date	Sep 21, 2017
Instrument	728890
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

Mortgage

Document Number	728891
Date	Oct 2, 2017
Instrument	728891

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 2, 2017
Property Address	3645 S JOSHUA TREE LN, GILBERT, AZ 85297-7938
Document Number	0000728892
Instrument Date	Sep 21, 2017
Instrument	728892
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3645 S JOSHUA TREE LN GILBERT AZ 852977938, GILBERT, AZ 85297-7938

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,260 (+118.28%)	$392,600 (+7.06%) Land $78,500 Building $314,100
2025	$1,361.00 (-6.52%)	$17,986 (-54.49%)	$366,700 (-7.21%) Land $73,300 Building $293,400
2024		$39,520	$395,200 Land $79,000 Building $316,200
2023	$1,456.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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