3644 S Joshua Tree Ln, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3644 S Joshua Tree Ln, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,540 sqft · built 2001
Lot Size0.139 acres (6,050 sqft)
Owner2 Individual Names on File
Last Sale$489,000 (Sep 2026)
Tax Bill$1,464 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2026 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN309-24-317

Property Details

APN / Parcel Number

Primary APN309-24-317
Alternative APN
  • 309243177

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area1,684 sqft
1st Floor Area1,540 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area6,050 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address3644 S JOSHUA TREE LN
CityGILBERT
StateAZ
Zip85297-7935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSAN TAN RANCH PARCEL 13 MCR 546-25
Legal Range6E
Legal Township2S
Legal Section2
Legal SubdivisionSAN TAN RANCH PARCEL 13
Legal Lot Number86
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1020
Census Tract815700

Owner

3644 S Joshua Tree Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Maricopa County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address3644 S JOSHUA TREE LN, GILBERT, AZ 85297-7935
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
May 18, 2026Warranty Deed, Transfer
DRIGGS TITLE AGENCY
May 13, 2026Warranty Deed, Transfer · Conventional Mortgage
CAPITAL FUND I LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleMay 13, 2026 · Amount on File
Deed Document Number2026516626
Prior Transfer DateMay 14, 2026
Prior Transfer Doc0000297970
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 1, 2026
Property Address3644 S JOSHUA TREE LN, GILBERT, AZ 85297-7935
Document Number0000516626
Instrument DateJul 27, 2026
Instrument2026516626
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3644 S JOSHUA TREE LN, GILBERT, AZ 85297-7935

Mortgage

Document Number0000516627,
DateSep 1, 2026
Instrument2026516627
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 18, 2026
Property Address3644 S JOSHUA TREE LN, GILBERT, AZ 85297-7935
Document Number0000297970
Instrument DateMay 14, 2026
Instrument2026297970
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyDRIGGS TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 13, 2026
Property Address3644 S JOSHUA TREE LN, GILBERT, AZ 85297-7935
Document Number0000288578
Instrument DateMay 12, 2026
Instrument2026.288578
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyDRIGGS TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1341 W WINDRIFT WAY, GILBERT, AZ 85233-6148

Mortgage

Document Number0000288579,
DateMay 13, 2026
Instrument2026..288579
Lender
NameCAPITAL FUND I LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3644 S Joshua Tree Ln was $1,464.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$39,770 (+105.23%)$397,700 (+7.02%) Land $79,500 Building $318,200
2025$1,464.00$19,378 (-51.59%)$371,600 (-7.17%) Land $74,300 Building $297,300
2024$40,030$400,300 Land $80,000 Building $320,300
2023$1,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3644 S Joshua Tree Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3644 S Joshua Tree Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 766 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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