3651 River Rd, Sneads, FL 32460 Property Records

Jackson County property record for 3651 River Rd, Sneads, FL 32460

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,304 sqft · built 2012
Lot Size3.03 acres (131,987 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jun 2026)
Tax Bill$1,938 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17-5N-07-0000-0030-0030

Property Details

APN / Parcel Number

Primary APN17-5N-07-0000-0030-0030
Alternative APN
  • 07 N 517000000300030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,304 sqft Living Area
Gross Area2,490 sqft
1st Floor Area2,304 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleBungalow
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area131,987 sqft (3.03 acres)
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3651 RIVER RD
CitySNEADS
StateFL
Zip32460-3642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 405 P 89 OR 1036 P 221 OR 1324 P 765 COMM AT NWC OF LOT 5, RUN S 855.9 FT TO BEGIN, E 276.6 FT, S 31* E 407.15 FT ALONG W/LY RTWY OF STRD #271, W 488.9 FT, N 345.5 FT TO POB...
Legal Range07W
Legal Township05N
Legal Section17
Legal Block30
Legal Lot Number5
JurisdictionJACKSON FL
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1017
Census Tract210800

Owner

Source: Jackson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3651 RIVER RD, SNEADS, FL 32460-3642
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Deed Document Number20266812
Deed Book / Page1927 / 228
Prior Transfer DateSep 7, 2011
Prior Transfer Doc0013240765
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON FL
Recording DateJun 10, 2026
Property Address3651 RIVER RD, SNEADS, FL 32460-3642
Document Number0000006812
Book / Page1927 / 228
Instrument DateJun 3, 2026
Instrument20266812
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyANCHOR TITLE GROUP, ANCHOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$229,775.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3651 RIVER RD, SNEADS, FL 32460-3642

Mortgage

Document Number0000006813,
DateJun 10, 2026
Instrument20266813
Lender
NameFIRST HORIZON BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,938.00 (+3.14%) Homeowner's exemption$185,725 (+2.9%)$259,608 (-1.05%) Land $18,180 Building $241,428
2024$1,879.00 (+5.92%) Homeowner's exemption$180,491 (+3%)$262,352 (+3.35%) Land $18,180 Building $244,172
2023$1,774.00 (+10.25%) Homeowner's exemption$175,234 (+3%)$253,859 (+22.67%) Land $18,180 Building $235,679
2022$1,609.00 Homeowner's exemption$170,130$206,946 Land $16,665 Building $190,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Rd

Nearby Streets

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