3642 River Rd, Sneads, FL 32460 Property Records

Jackson County property record for 3642 River Rd, Sneads, FL 32460

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2 ba · 3,190 sqft · built 1998
Lot Size	51.8 acres (2,257,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jan 2017)
Tax Bill	$985 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-5N-07-0000-0030-0000`

Property Details

APN / Parcel Number

Primary APN	`17-5N-07-0000-0030-0000`
Alternative APN	`07 N 517000000300000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,190 sqft Gross Area
1st Floor Area	1,834 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bungalow
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,257,279 sqft (51.8 acres)
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Porch	Finished/Open Porch
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	3642 RIVER RD
City	SNEADS
State	FL
Zip	32460-3638
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Legal Description	OR 65 P 887 OR 648 P 719 OR 698 P 334,340 OR 987 P 254 COMM AT NWC OF LOT 5 OF SECT, RUN S 855.9 FT, E 395.29 FT TO E/LY RTWY OF STRD #271 (RIVER ROAD) & TO BEGIN, CONT E 1477.25 FT, S 690.39 FT, W 1045.6 FT TO RTWY, N 31* W ALONG RTWY 813.97 FT TO P
Legal Range	07W
Legal Township	05N
Legal Section	17
Legal Lot Number	5
Jurisdiction	JACKSON FL
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1014
Census Tract	210800

Owner

Source: Jackson County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3642 RIVER RD, SNEADS, FL 32460-3638
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCE CU
Dec 9, 2019	Deed of Trust, Mortgage FIRST CMRC CU
Dec 5, 2019	Deed of Trust, Mortgage FIRST CMRC CU
Jul 19, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2017 · Amount on Record
Deed Sale	Jan 18, 2017 · Amount on Record
Prior Sale	Feb 12, 2008 · Amount on Record
Deed Document Number	2017545
Deed Book / Page	1519 / 563
Last Transfer Date	Jul 25, 2025
Transfer Doc	0018840831
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3642 RIVER RD, SNEADS, FL 32460-3638
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 RIVER RD, SNEADS, FL 32460-3638

Mortgage

Document Number	0016740642
Date	Dec 8, 2020
Book Page	1674/642
Instrument	202032012890

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3642 RIVER RD, SNEADS, FL 32460-3638
Document Number	0016340071
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 RIVER RD SNEADS FL 324603638, SNEADS, FL 32460-3638

Mortgage

Document Number	0016340071
Date	Dec 16, 2019
Book Page	001634/000071
Instrument	32014611

Lender

Name	FIRST CMRC CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	3642 RIVER RD, SNEADS, FL 32460-3638
Document Number	0016330902
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3634 RIVER RD SNEADS FL 324603638, SNEADS, FL 32460-3638

Mortgage

Document Number	0016330902
Date	Dec 13, 2019
Book Page	001633/000902
Instrument	32014560

Lender

Name	FIRST CMRC CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON FL
Recording Date	Jul 19, 2018
Property Address	3642 RIVER RD, SNEADS, FL 32460-3638
Document Number	0015780536
Book / Page	001578 / 000536
Instrument Date	Jul 18, 2018
Instrument	32008106
Transaction Type	Transfer
Record Updated	Sep 13, 2018

Transaction

Amount	Amount Recorded
Tax	$128.10
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3642 RIVER RD SNEADS FL 324603638, SNEADS, FL 32460-3638

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Jan 18, 2017
Property Address	3642 RIVER RD, SNEADS, FL 32460-3638
Document Number	0015190563
Book / Page	1519 / 0563
Instrument Date	Jan 13, 2017
Instrument	201732000545
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3642 RIVER RD, 3642, SNEADS, FL 32460-3638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3642 RIVER RD, SNEADS, FL 32460-3638

Mortgage

Document Number	0015190565
Date	Jan 18, 2017
Instrument	1519/0565

Lender

Name	REGIONS MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$985.00 (+19.39%)	$114,291 (+12.44%)	$408,582 (+46.95%) Land $227,026 Building $181,556
2024	$825.00 (+7.28%) Homeowner's exemption	$101,646 (+2.94%) Land $2,776 Building $98,870	$278,035 (+2.03%) Land $8,500 Building $269,535
2023	$769.00 (+11.29%) Homeowner's exemption	$98,741 (+2.91%)	$272,493 (+13.66%) Land $11,251 Building $261,242
2022	$691.00 Homeowner's exemption	$95,945 Land $2,751 Building $93,194	$239,739 Land $8,000 Building $231,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures