3651 Lipscomb Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3651 Lipscomb Rd, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1955
Square Footage	2,110 sqft Finished Area
Lot Size	318,424 sqft (7.31 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$2,800.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`059-40-00-357.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,110 sqft Finished Area
Gross Area	3,009 sqft Gross Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	318,424 sqft (7.31 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	3651 LIPSCOMB RD
City	COVINGTON
State	KY
Zip	41015-2483
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	7.310 ACS SS LIPSCOMB RD
Jurisdiction	KENTON KY
Minor Civil Division	INDEPENDENCE
Census Blockgroup	1
Census Block	1009
Census Tract	65800

Owner

Source: Kenton County records · APN 059-40-00-357.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3651 LIPSCOMB RD, COVINGTON, KY 41015-2483
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 03, 2009
Transfer Doc	0005900191
Record Refreshed	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3651 LIPSCOMB RD, COVINGTON, KY 41015-2483
Document Number	0000000068
Book / Page	0I3935 / 000066
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	IVY PT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3651 LIPSCOMB RD COVINGTON KY 410152483, COVINGTON, KY 41015-2483

Mortgage

Document Number	0000000068
Date	May 05, 2017
Book Page	0I3935/000066
Instrument	68

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 04, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (+10.28%)	$240,800 (+19.68%) Land $70,000 Building $170,800	$240,800 (+19.68%) Land $70,000 Building $170,800
2023	$2,539.00	$201,200 Land $70,000 Building $131,200	$201,200 Land $70,000 Building $131,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.