Kenton County property record for 3635 Lipscomb Rd, Covington, KY 41015 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,092 sqft Finished Area |
| Lot Size | 40,572 sqft (0.931 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2022) |
| Tax Bill | $3,198.00 (2025) |
| Primary APN | 059-40-00-359.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,092 sqft Finished Area |
| Stories | 4 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 40,572 sqft (0.931 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Pool Type | Above-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 3635 LIPSCOMB RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2483 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOVINGS LAND DIV SEC 2 LOTS 2-3 0.9314 ACS SS LIPSCOMB RD |
| Legal Subdivision | LOVINGS LAND DIV |
| Legal Phase | 2 |
| Legal Lot Number | 2-3 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 65800 |
Source: Kenton County records · APN 059-40-00-359.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3635 LIPSCOMB RD, COVINGTON, KY 41015-2483 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 01, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jun 15, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2022 · Amount on Record |
| Deed Sale | Aug 01, 2022 · Amount on Record |
| Prior Sale | May 24, 2016 · Amount on Record |
| Deed Doc Number | 202230 |
| Deed Book / Page | 180 / 334 |
| Prior Transfer Date | May 13, 2016 |
| Prior Transfer Doc | 0005900341 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3635 LIPSCOMB RD, COVINGTON, KY 41015-2483 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0005900188 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 229/512 |
| Instrument | 21061005900188 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jun 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 01, 2022 |
| Property Address | 3635 LIPSCOMB RD, COVINGTON, KY 41015-2483 |
| Document Number | 0005900030 |
| Book / Page | 180 / 334 |
| Map Reference | MB 12 PG 9 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 22080105900030 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4515 WARSAW RD, DRY RIDGE, KY 41035-7610 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 3635 LIPSCOMB RD, COVINGTON, KY 41015-2483 |
| Document Number | 0005900031 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 22080105900031 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Number | 0005900032 |
|---|---|
| Date | Aug 01, 2022 |
| Book Page | 393/103 |
| Instrument | 22080105900032 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3635 LIPSCOMB RD, COVINGTON, KY 41015-2483 |
| Document Number | 0000000220 |
| Instrument Date | Jun 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3635 LIPSCOMB RD COVINGTON KY 410152483, COVINGTON, KY 41015-2483 |
| Document Number | 0000000220 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 0I4286/000260 |
| Instrument | 220 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,198.00 (-5.05%) | $275,000 (-) Land $35,000 Building $240,000 | $275,000 (-) Land $35,000 Building $240,000 |
| 2024 | $3,368.00 (-2.94%) | $275,000 (-) Land $25,000 Building $250,000 | $275,000 (-) Land $25,000 Building $250,000 |
| 2023 | $3,470.00 | $275,000 Land $25,000 Building $250,000 | $275,000 Land $25,000 Building $250,000 |
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