3711 Lipscomb Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3711 Lipscomb Rd, Covington, KY 41015 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage924 sqft Finished Area
Lot Size67,431 sqft (1.54 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2018)
Tax Bill$1,763.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-40-00-156.06

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area924 sqft Finished Area
Gross Area1,004 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick Exterior
Lot Area67,431 sqft (1.54 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3711 LIPSCOMB RD
CityCOVINGTON
StateKY
Zip41015-2484
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPENCER SEC 1 LOT 2 1.548 AC
Legal SubdivisionSPENCER
Legal Phase1
Legal Lot Number2
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup1
Census Block1009
Census Tract65800

Owner

Source: Kenton County records · APN 059-40-00-156.06

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3711 LIPSCOMB RD, COVINGTON, KY 41015-2484
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BK
Sep 28, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CENTRAL BK
Oct 04, 2017Loan Modification, Mortgage · Conventional Mortgage
BANK OF KY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2018 · Amount on Record
Deed SaleSep 28, 2018 · Amount on Record
Deed Doc Number201809 28 059 00191
Deed Book / Page4172 / 70
Prior Transfer DateNov 28, 2005
Prior Transfer Doc0005900203
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3711 LIPSCOMB RD, COVINGTON, KY 41015-2484
Document Number0000000109
Instrument DateJan 14, 2021
Transaction TypeMortgage
Record UpdatedApr 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3711 LIPSCOMB RD COVINGTON KY 410152484, COVINGTON, KY 41015-2484

Mortgage

Document Number0000000109
DateJan 22, 2021
Book Page00M157/000514
Instrument109
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2051

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 28, 2018
Property Address3711 LIPSCOMB RD, COVINGTON, KY 41015-2484
Document Number0000000191
Book / Page0I4172 / 000070
Instrument DateSep 27, 2018
Instrument191
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3711 LIPSCOMB RD COVINGTON KY 410152484, COVINGTON, KY 41015-2484

Mortgage

Document Number192
DateSep 28, 2018
Book Page0I4172/000073
Instrument192
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 27, 2048

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address3711 LIPSCOMB RD, COVINGTON, KY 41015-2484
Document Number0000000284
Book / Page0I4020 / 000166
Instrument DateOct 04, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address3721 LIPSCOMB RD COVINGTON KY 410152484, COVINGTON, KY 41015-2484

Mortgage

Document Number0000000284
DateOct 30, 2017
Book Page0I4020/000166
Instrument284
Lender
NameBANK OF KY
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 29, 2042

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,763.00 (+3.52%)$151,600 (+12.3%) Land $35,000 Building $116,600$151,600 (+12.3%) Land $35,000 Building $116,600
2023$1,703.00$135,000 Land $15,000 Building $120,000$135,000 Land $15,000 Building $120,000

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