365 Veranda Dr, Sumter, SC 29150 Property Records

Sumter County property record for 365 Veranda Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,199 sqft · built 2009
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$374,000 (Jul 2021)
Tax Bill	$62 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-14-03-001`

Property Details

APN / Parcel Number

Primary APN	`185-14-03-001`
Alternative APN	`18765`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,199 sqft Living Area
1st Floor Area	2,133 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	355 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18765
Old Parcel Number	185 14 03 001
Street Address	365 VERANDA DR
City	SUMTER
State	SC
Zip	29150-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 70 PB00-716 .20 AC
Legal Subdivision	GARDEN GATE PH 02
Legal Lot Number	70
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1019
Census Tract	1701

Owner

365 Veranda Dr is owned and occupied by an individual who bought it in July 2021.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	365 VERANDA DR, SUMTER, SC 29150-3066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC
Oct 5, 2020	Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Oct 5, 2020 · Amount on File
Deed Document Number	0001288149
Deed Book / Page	1288 / 149
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jul 6, 2021
Property Address	365 VERANDA DR, SUMTER, SC 29150-3066
Document Number	0012880149
Book / Page	1288 / 149
Map Reference	MB 2000 PG 716
Instrument Date	Jul 2, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,383.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 VERANDA DR, SUMTER, SC 29150-3066

Mortgage

Document Number	0001288153
Date	Jul 6, 2021
Instrument	1288/153

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 5, 2020
Property Address	365 VERANDA DR, SUMTER, SC 29150-3066
Document Number	0012744613
Book / Page	1274 / 4613
Map Reference	MB PB20000 PG 716
Instrument Date	Oct 1, 2020
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	365 VERANDA DR, SUMTER, SC 29150-3066

Mortgage

Document Number	0012744617
Date	Oct 5, 2020
Book Page	1274/4617

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 365 Veranda Dr was $62 with a homeowner's exemption.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 Homeowner's exemption	$14,569 Land $1,200 Building $13,369	$364,235 Land $30,000 Building $334,235
2023		$14,570 (-) Land $1,200 Building $13,370	$364,235 (-) Land $30,000 Building $334,235
2022	$56.00	$14,570 Land $1,200 Building $13,370	$364,235 Land $30,000 Building $334,235

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 365 Veranda Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Veranda Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Veranda Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures