395 Veranda Dr, Sumter, SC 29150 Property Records

Sumter County property record for 395 Veranda Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,331 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Sep 2017)
Tax Bill	$3,192 (2023)
Deeds & Mortgages	Sep 2017 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-14-03-004`

Property Details

APN / Parcel Number

Primary APN	`185-14-03-004`
Alternative APN	`18768`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,331 sqft Living Area
1st Floor Area	1,419 sqft
Upper Floors Area	493 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Patio Area	16 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18768
Old Parcel Number	185 14 03 004
Street Address	395 VERANDA DR
City	SUMTER
State	SC
Zip	29150-3066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 67 PB00-716 .20 AC
Legal Subdivision	GARDEN GATE SUB PH II
Legal Lot Number	67
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1019
Census Tract	1701

Owner

395 Veranda Dr is owned and occupied by two individuals who bought it in September 2017.

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	395 VERANDA DR, SUMTER, SC 29150-3066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2017	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Sep 8, 2017	Grant Deed, Transfer JOYCE D SHORTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Nov 15, 2006 · Amount on File
Deed Document Number	0012364811
Deed Book / Page	1236 / 4811
Prior Transfer Date	Sep 8, 2017
Prior Transfer Doc	0012364811
Record Updated	Jun 8, 2026

September 2017: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 8, 2017
Property Address	395 VERANDA DR, SUMTER, SC 29150-3066
Document Number	0012364807
Book / Page	001236 / 004807
Instrument Date	Sep 5, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 VERANDA DR SUMTER SC 291503066, SUMTER, SC 29150-3066

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Sep 8, 2017
Property Address	395 VERANDA DR, SUMTER, SC 29150-3066
Document Number	0012364811
Book / Page	001236 / 004811
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	Sep 19, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,239.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	395 VERANDA DR SUMTER SC 291503066, SUMTER, SC 29150-3066

Mortgage

Document Number	12364815
Date	Sep 8, 2017
Book Page	001236/004815

Lender

Name	JOYCE D SHORTER
Address	221 MALIBU LN, SIMPSONVILLE, SC 29680-7758
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	24 Months
Due	Sep 7, 2019

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,620 Land $1,379 Building $13,241	$381,755 Land $36,000 Building $345,755
2023	$3,192.00 (+17.53%)	$15,030 (-) Land $1,440 Building $13,590	$381,755 (-) Land $36,000 Building $345,755
2022	$2,716.00	$15,030 Land $1,440 Building $13,590	$381,755 Land $36,000 Building $345,755

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 395 Veranda Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 395 Veranda Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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