405 Veranda Dr, Sumter, SC 29150 Property Records

Sumter County property record for 405 Veranda Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 2006
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Dec 2018)
Tax Bill	$2,317 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`185-14-03-005`

Property Details

APN / Parcel Number

Primary APN	`185-14-03-005`
Alternative APN	`18769`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,674 sqft Living Area
1st Floor Area	1,127 sqft
Upper Floors Area	419 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	3 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18769
Old Parcel Number	185 14 03 005
Street Address	405 VERANDA DR
City	SUMTER
State	SC
Zip	29150-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 66 PB00-716 .22 AC
Legal Subdivision	WILSON LAND SURVEYING INC
Legal Lot Number	66
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1019
Census Tract	1701

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	405 VERANDA DR, SUMTER, SC 29150-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2018 · Amount on Record
Deed Sale	Dec 21, 2018 · Amount on Record
Prior Sale	Jun 15, 2006 · Amount on Record
Deed Document Number	0012511554
Deed Book / Page	1251 / 1554
Record Updated	Jun 8, 2026

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 21, 2018
Property Address	405 VERANDA DR, SUMTER, SC 29150-3000
Document Number	0012511554
Book / Page	1251 / 1554
Map Reference	MB PB 2000 PG 716
Instrument Date	Dec 21, 2018
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$958.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	405 VERANDA DR, SUMTER, SC 29150-3000

Mortgage

Document Number	0012511558
Date	Dec 21, 2018
Instrument	1251/1558

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,317.00 (+5.17%)	$12,130 (-) Land $1,440 Building $10,690	$303,158 (-) Land $36,000 Building $267,158
2023		$12,130 (-) Land $1,440 Building $10,690	$303,158 (-) Land $36,000 Building $267,158
2022	$2,203.00	$12,130 Land $1,440 Building $10,690	$303,158 Land $36,000 Building $267,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35