Union County and Scotch Plains Township property record for 365 Union Ave, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 1,452 sqft · built 1930 |
| Lot Size | 0.133 acres (5,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Oct 2012) |
| Tax Bill | $10,263 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-01602-0000-00016 |
| Primary APN | 16-01602-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 5,780 sqft (0.133 acres) |
| Lot Dimensions | 118 ft deep x 49 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Account Number | 99900 |
|---|---|
| Street Address | 365 UNION AVE |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1602 |
| Legal Lot Number | 16 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 38400 |
365 Union Ave is owned and occupied by two individuals who bought it in October 2012.
Source: Union County and Scotch Plains Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 365 UNION AVE, SCOTCH PLAINS, NJ 07076-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2012 · Amount on File |
| Deed Sale | Oct 16, 2012 · Amount on File |
| Prior Sale | Dec 4, 1995 · Amount on File |
| Deed Book / Page | 5927 / 220 |
| Prior Transfer Date | Jul 29, 2011 |
| Prior Transfer Doc | 0058750357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 365 UNION AVE, SCOTCH PLAINS, NJ 07076-1235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 365 UNION AVE, SCOTCH PLAINS, NJ 07076-1235 |
| Document Number | 0154042393 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 15404/2393 |
| Instrument | 55640 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 13, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 365 UNION AVE, SCOTCH PLAINS, NJ 07076-1235 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Title Company | ALLIED TITLE LLC SUITE |
| Name | Verified Name |
|---|
| Document Number | 0151102051 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 15110/2051 |
| Instrument | 25771 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
The 2025 property tax bill for 365 Union Ave was $10,263, up 4.9% from the year before.
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,100 (-) Land $29,000 Building $54,100 | $83,100 (-) Land $29,000 Building $54,100 | |
| 2025 | $10,263.00 (+4.95%) | $83,100 Land $29,000 Building $54,100 | $83,100 Land $29,000 Building $54,100 |
| 2024 | $9,779.00 | ||
| 2023 | $83,100 Land $29,000 Building $54,100 | $83,100 Land $29,000 Building $54,100 | |
| 2022 | $9,377.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 365 Union Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2025) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 365 Union Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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