360 Union Ave, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 360 Union Ave, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	1,464 sqft · built 1932
Lot Size	0.102 acres (4,421 sqft)
Owner	2 Individual Names on File
Last Sale	$292,900 (Mar 2005)
Tax Bill	$9,719 (2025)
Deeds & Mortgages	Dec 2016 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`16-01602-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`16-01602-0000-00012`
Alternative APNs	`160160200012` `99500`

Interior

Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,421 sqft (0.102 acres)
Lot Dimensions	68 ft deep x 65 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	99500
Street Address	360 UNION AVE
City	SCOTCH PLAINS
State	NJ
Zip	07076-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Block	1602
Legal Lot Number	12
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	2
Census Block	2021
Census Tract	38400

Owner

360 Union Ave is owned and occupied by two individuals who bought it in March 2005.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	360 UNION AVE, SCOTCH PLAINS, NJ 07076-1236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2005 · Amount on File
Deed Sale	Mar 1, 2005 · Amount on File
Prior Sale	Mar 1, 2005 · Amount on File
Deed Book / Page	5488 / 124
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	360 UNION AVE, SCOTCH PLAINS, NJ 07076-1236
Document Number	0142130554
Book / Page	014213 / 000554
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE SERVICES CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	360 UNION AVE SCOTCH PLAINS NJ 070761236, SCOTCH PLAINS, NJ 07076-1236

Mortgage

Document Number	0142130554
Date	Jan 3, 2017
Book Page	014213/000554
Instrument	634356

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 360 Union Ave was $9,719, up 4.9% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,700 (-) Land $25,300 Building $53,400	$78,700 (-) Land $25,300 Building $53,400
2025	$9,719.00 (+4.95%)	$78,700 Land $25,300 Building $53,400	$78,700 Land $25,300 Building $53,400
2024	$9,261.00
2023		$78,700 Land $25,300 Building $53,400	$78,700 Land $25,300 Building $53,400
2022	$8,881.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 360 Union Ave in Zone X, an area of moderate flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20