357 Union Ave, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 357 Union Ave, Scotch Plains, NJ 07076

Property Summary

Property Type	Single Family Home
Details	2,607 sqft · built 2019
Lot Size	0.126 acres (5,471 sqft)
Owner	2 Individual Names on File
Last Sale	$1,225,000 (Sep 2024)
Tax Bill	$18,019 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-01602-0000-00018-01`

Property Details

APN / Parcel Number

Primary APN	`16-01602-0000-00018-01`
Alternative APN	`100100`

Interior

Building Area	2,607 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	5,471 sqft (0.126 acres)
Lot Dimensions	183 ft deep x 96 ft wide

Location & Zoning

Account Number	100100
Street Address	357 UNION AVE
City	SCOTCH PLAINS
State	NJ
Zip	07076-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FACILITY NAME: Y.M.C.A.
Legal Block	1602
Legal Lot Number	18.1
Jurisdiction	UNION NJ
Township / Civil Division	SCOTCH PLAINS
Census Block Group	2
Census Block	2021
Census Tract	38400

Owner

357 Union Ave is owned and occupied by two individuals who bought it in September 2024.

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	357 UNION AVE, SCOTCH PLAINS, NJ 07076-1235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	May 16, 2019 · Amount on File
Deed Document Number	202440491
Deed Book / Page	6556 / 2662
Prior Transfer Date	May 22, 2018
Prior Transfer Doc	0000300281
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	357 UNION AVE, SCOTCH PLAINS, NJ 07076-1235
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	LEMONBREW ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149542645
Date	May 4, 2021
Book Page	14954/2645
Instrument	11182

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 357 Union Ave was $18,019, up 5% from the year before.

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Scotch Plains Township
Unified School District	Scotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,900 (-) Land $28,800 Building $117,100	$145,900 (-) Land $28,800 Building $117,100
2025	$18,019.00 (+4.95%)	$145,900 Land $28,800 Building $117,100	$145,900 Land $28,800 Building $117,100
2024	$17,169.00
2023		$145,900 Land $28,800 Building $117,100	$145,900 Land $28,800 Building $117,100
2022	$16,464.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 357 Union Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1996–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 357 Union Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20