190 Hardy Rd, Troy, MO 63379 Property Records

Lincoln County property record for 190 Hardy Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 1982
Lot Size	90.2 acres (3,931,290 sqft)
Owner	Individual Name on Record
Tax Bill	$2,426 (2025)
Deeds & Mortgages	Oct 2025 Sale Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-014.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,479 sqft Living Area
Basement Area	740 sqft
Unfinished Basement	740 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Roof Type	Gable
Roof Material	Metal
Lot Area	3,931,290 sqft (90.2 acres)
Garage Area	1,122 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	190 HARDY RD
City	TROY
State	MO
Zip	63379-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	90.25 AC PT N1/2 OF SW1/4 & PT S1/2 OF NW1/4 OF C SEC 15, SURVEY 4/151
Legal Range	01E
Legal Township	49N
Legal Section	15
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3011
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 HARDY RD, TROY, MO 63379-5411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Beneficiary Deed, Transfer
Oct 14, 2025	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 14, 2025
Property Address	190 HARDY RD, TROY, MO 63379-5411
Document Number	002514/769
Book / Page	2514 / 769
Instrument Date	Oct 12, 2025
Instrument	2025008319
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	190 HARDY RD, TROY, MO 63379-5411

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Oct 14, 2025
Property Address	190 HARDY RD, TROY, MO 63379-5411
Document Number	002514/770
Book / Page	2514 / 770
Instrument Date	Oct 12, 2025
Instrument	2025008320
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 HARDY RD, TROY, MO 63379-5411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 HARDY RD, TROY, MO 63379-5413

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,871 (-0.12%) Land $5,527 Building $35,344
2025	$2,426.00 (+6.45%)	$40,919 (+7.72%) Land $5,575 Building $35,344	$215,110 (+7.59%) Land $29,090 Building $186,020
2023	$2,279.00 (+4.69%)	$37,987 Land $5,347 Building $32,640	$199,930 Land $28,140 Building $171,790
2022	$2,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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