Whatcom County property record for 365 E Laurel Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3.36 acres (146,362 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Nov 2020) |
| Tax Bill | $2,305 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390319-308248-0000 |
| Primary APN | 390319-308248-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 146,362 sqft (3.36 acres) |
|---|
| Account Number | 187076 |
|---|---|
| Street Address | 365 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | TR IN NW SE DAF-N 449.94 FT OF NW SE-EXC W 495 FT-E 495 FT OF SD NW SE-EXC R/W FOR CO RD NO 101 (E LAUREL RD) LY ALG NLY LI THEREOF |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 19 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10701 |
Source: Whatcom County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 383 E LAUREL RD, BELLINGHAM, WA 98226-9773 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 20201103676 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0001103676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 21, 2026 |
| Property Address | 365 E LAUREL RD, BELLINGHAM, WA 98226-9773 |
| Document Number | 0000001660 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 20261660 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 383 E LAUREL RD, BELLINGHAM, WA 98226-9773 |
| Document Number | 0000001660, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 20261660 |
| Name | WHATCOM EDUCATIONAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,305.00 (+24.33%) | $272,473 (+17.48%) Land $272,473 | $272,473 (+17.48%) Land $272,473 |
| 2022 | $231,937 Land $231,937 | $231,937 Land $231,937 | |
| 2021 | $1,854.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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